Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Latest New to Credit Card Advice
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How to get a refund for a fraudulent credit card transaction
Do you see a transaction on your credit card statement that you don’t recognize?
3 min read Aug 09, 2024 -
What to do when you’re not immediately approved for a credit card
Everything you need to know about the credit card approval process.
5 min read Aug 08, 2024 -
How long does it take to increase your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score.
5 min read Aug 08, 2024 -
What counts as “entertainment” on the Capital One Savor cards?
Learn more about the Capital One Savor cards’ entertainment category.
6 min read Aug 08, 2024 -
How to do a balance transfer with Chase
Find out everything you need to know about transferring a balance with Chase.
4 min read Aug 07, 2024 -
What happens when your 0% intro APR period ends?
A higher interest rate will kick in once your promotional APR ends.
6 min read Aug 06, 2024 -
When to apply for a credit card after bankruptcy
After a bankruptcy filing, the task of repairing your credit begins. But how soon can you apply for new credit?
6 min read Aug 05, 2024 -
Why are credit card APRs so high?
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
5 min read Jul 31, 2024 -
Is the Amex Gold worth it?
The Amex Gold can offer incredible value, but it’s not for everyone.
6 min read Aug 02, 2024 -
Why the Amex Platinum is a great card for active duty military
Get all the generous benefits this card offers for an annual fee of $0.
7 min read Jul 29, 2024 -
What is a balance transfer — and is it a good idea for debt?
A balance transfer could be a helpful way to streamline your high-interest debt.
6 min read Jul 26, 2024 -
9 things to know about the Ramp corporate card
Here’s everything you need to know about the Ramp corporate card before you apply.
4 min read Jul 25, 2024 -
How to request a credit line increase with Capital One
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
5 min read Jul 25, 2024 -
Best 5% cash back credit cards
FInd out what the best 5% cash back credit cards offer and which is right for you.
5 min read Jul 24, 2024 -
Bank refuses to refund fraudulent charges
As a victim of credit card fraud, you have protections under the Fair Credit Billing Act.
4 min read Jul 23, 2024 -
Should I get a travel credit card that earns points, miles or both?
The right travel credit card ultimately depends on the type of traveler you are.
6 min read Jul 23, 2024 -
Can you be liable for a spouse’s credit card debt?
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
5 min read Jul 23, 2024 -
How to maximize cash back with your credit card
In a world where most people pay with plastic for convenience already, it makes sense to have a comprehensive credit card strategy in place to get the most out of cash back rewards.
8 min read Jul 22, 2024 -
What debts can you transfer to a credit card?
You can transfer a variety of debt to cards, but not all cards accept all transfers.
4 min read Jul 19, 2024 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
6 min read Jul 18, 2024