Life Insurance

Life insurance can safeguard your family's future. Get tips to find out which type of life insurance policy is right for you.

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Best Life Insurance Cheap Life Insurance Life Insurance Cost

Compare life insurance providers quickly and easily

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Age

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Coverage amount

The amount of coverage you need depends on many factors, including your age, income, mortgage and other debts and anticipated funeral expenses.

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Policy type

Whole life insurance combines life insurance with an investment component.

Coverage for life
Tax-deferred savings benefit if premiums are paid
3 variations of permanent insurance: whole life, universal life and variable life include investment component

Term life insurance is precisely what the name implies: an insurance policy that is good for a specific term of time.

Fixed premium over term
No savings benefits
Outliving policy or policy cancellation results in no money back

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Why Lemonade? It's a fresh twist on life insurance: easy, accessible and affordable.

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Life Insurance Basics

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Life insurance may seem confusing, but Bankrate’s experts are here to help.

Grandparent and child are having a fun time together on the lakeshore where the child is putting a toy sailboat into the water.

Discover who needs life insurance the most and if it could be right for you.

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Bankrate shows you how to buy a life insurance policy in just a few steps.

Life Insurance Reviews

Bankrate Awards

Review our top life insurance picks of 2024

Our internal banking experts evaluated hundreds of popular financial institutions, using a robust methodology to find this year's best banking experiences, rates and offers.

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State Farm

State Farm is a well-known company with an excellent reputation for overall customer service. It's a solid option if you prefer a one-stop shop, as it offers various life insurance products as well as auto, home and renters insurance.

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MassMutual

Policyholders looking for whole life insurance with plenty of rider options from a company with high customer satisfaction and the financial strength to back it up might find MassMutual to be a good choice for life insurance.

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Nationwide

Nationwide historically ranks highly in customer service and offers a wide variety of life insurance products, including a term policy that tells you instantly if you’re approved for their no-exam option, allowing you to purchase the policy on the same day.

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Guardian

Policyholders seeking term, whole, or universal life insurance and who appreciate the guidance of a financial representative might consider Guardian Life as their company of choice.