Health Insurance Advisor
Health insurance
About Insurance Advisor
It is important to review your current health insurance plan each year BEFORE open enrollment because that is normally the only time to you’re allowed to make changes to your health plan. The only other time you can make changes is if you qualify for a special enrollment period. To qualify for special enrollment, you typically must have had a recent change in your circumstances, for example, gotten married, divorced, changed jobs, lost a job or aged out of your parents’ plan. Regardless of whether open enrollment is open or not, it’s wise to assess your health plan periodically so you can be aware of what changes you may need when the time comes.
Though health insurance is currently mandated by the federal government unless you want to pay a penalty at tax time, having the bare minimum required by law likely won’t be enough to ensure sufficient coverage. The Health Insurance Advisor will provide you with more information on open enrollment and tips for buying an individual health plan. Additionally, you’ll get information on how to transition your adult-aged children off your plan, if needed. Also, depending on your answers, you will receive information on dental and vision plans, as well.
Insurance Advisor is an educational tool.
The Insure.com Insurance Advisor is an educational tool created to help you learn about auto, health, home and life insurance. The tool is designed to help consumers understand how the different types of insurance coverage options work, as well as what factors to consider when selecting types of coverages and limits. The recommendations are for informational purposes, and not intended to take the place of a certified financial planner, but instead are intended to assist you in making your own decisions about insurance. They may not take into account ALL factors, such as your budget, risk tolerance, family situation or activities, which may affect the type and amount of insurance that would be right for you. In addition, state insurance laws and insurance company underwriting rules may affect available coverage and its cost.
