Bankrate Editorial Team

Get to know our award-winning team of reporters and editors, who take pride in bringing you the most relevant news, insights and analysis for your financial journey.

Reporters and Editors

Money news from a team you can trust

Since 1976, Bankrate has been the source of truth for all things personal finance. That tradition continues today with our dedicated team of reporters and editors. Their breadth of experience and depth of knowledge makes them uniquely qualified to bring you news and insights you can trust.
 
We don’t stop there, either. We care so deeply about accuracy and relevancy that we created our financial review board of industry experts who review our content for an extra layer of trust and authority

Bankrate reporters and editors

Aaron Broverman Personal Finance Writer
Aaron Broverman has been covering personal finance for over a decade for Bankrate and Creditcards.com, starting with its former sister site Creditcards.com Canada. His personal…
Aaron Hurd Contributor, Personal Finance
Aaron Hurd has written hundreds of articles as an expert contributor, covering miles, points, travel, credit card rewards and personal finance for publications like The Points…
Aja McClanahan Former Personal Finance Writer, Credit Cards
Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. Aja is the author of "How a Mother Should Talk About Money with Her Daughter."
Alex Gailey Lead Data Reporter, Personal Finance
As a lead data reporter at Bankrate, Alex Gailey writes about the numbers behind consumer finance and economic trends.
Alice Lesperance Editor
Alice Lesperance is an editor on the Bankrate team. Alice has more than 9 years of professional writing and editing experience, and she is passionate about helping people at all…
Allie Johnson Personal Finance Writer
Allie has written about personal finance and covered credit cards extensively for more than 10 years. Allie covers avoiding credit card debt, choosing credit cards wisely and…
Amelia Buckley Editor, Insurance
Amelia Buckley is an insurance editor for Bankrate, covering auto, home and life insurance. She emphasizes creating informative, engaging and nuanced content to support readers in…
Amy Lieu Former Editor, Branded Content
Amy Lieu lead branded content strategy and execution across Bankrate and CreditCards.com.
Amy Sims Editorial Director, Personal Finance
Amy Sims is a managing editor for Bankrate, leading a team responsible for creating educational insurance content.
Ana Cvetkovic Contributor, Credit Cards
Ana’s interest in finance developed out of her own entrepreneurial journey. As a business owner, she has first-hand experience with the topics she covers for Bankrate. As a…
Ana Staples Lead Writer, Credit Cards
Ana Staples is a lead writer, credit cards for Bankrate and an expert on all things credit basics and personal finance for the younger generation.
Andrew Dehan Writer, Home lending
Andrew Dehan writes about real estate and personal finance. His work has been published by Rocket Mortgage, Forbes Advisor and Business Insider. He’s also a poet, musician and…
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Andy Shuman Contributor, Credit Cards
Andy Shuman is a contributing writer to Bankrate. He is a New York-based freelance writer with strong expertise in consumer credit and travel loyalty programs.
Angela Watson Contributor
Angela Mae is a personal finance writer specializing in consumer loans, debt management, investing, retirement planning, and financial literacy. Her goal is to help others achieve…
Angelica Leicht Editor, Credit Cards
Angelica Leicht is an editor across Bankrate and CreditCards.com. She has over a decade of experience as a writer and editor, with a specific emphasis on personal finance content…
Anna N'Jie-Konte Expert Reviewer, MBA, CFP®
Anna N’Jie-Konte, MBA, CFP® is the President and Director of Financial Planning for Re-Envision Wealth. As President, Anna manages the firm's financial planning, advisory, and…
Antonio Ruiz-Camacho Former Senior Director of Content
Antonio Ruiz-Camacho is the former senior director of content for CreditCards.com and Bankrate Credit Cards. He has more than 20 years of international experience leading content…
Ariana Arghandewal Contributor, Personal Finance
Ariana Arghandewal is a personal finance expert specializing in credit cards and travel rewards. She is passionate about helping people leverage credit card rewards to realize…
Ashley Onadele Contributor, Credit Cards
Ashley Onadele has been engrossed in the world of credit card points and miles and travel rewards for more than a decade.
Ashley Parks Former Editor, Credit cards
As a Bankrate credit cards editor, Ashley Parks is fascinated by the ways people can make credit cards work for them when armed with the right knowledge.
Ashlyn Brooks
Ashlyn Brooks is a finance writer with more than half a decade of experience, known for her knowledge in areas such as taxes, insurance, investing, retirement, finance news, and…
Aylea Wilkins Editor
Aylea Wilkins has been at Bankrate since 2019, editing content in student, personal and home equity loans and auto, home and life insurance before taking on editing content in a…
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This article was generated using automation technology and thoroughly edited and fact-checked by an editor on our editorial staff.
Barri Segal Former Reporter, Credit Cards
Barri has written in the personal finance vertical—including credit cards—for more than 20 years. She currently identifies and reports on news and top trends in the credit…
Barry Bridges Former Senior editor, credit cards
Former Senior Editor Barry Bridges has been writing about credit cards, personal loans, mortgages and other personal finance products since 2017. Before joining Bankrate, he was…
Beth Braverman Personal Finance Expert Contributor
Beth Braverman is an award-winning freelance journalist and content producer, writing mostly about personal finance, parenting and careers.
Bill McGuire Former Editor, homes
Bankrate senior editor for mortgages Bill McGuire has been writing and editing for more than four decades at major newspapers, magazines and websites.
Brady Porche Former Editorial Director, Credit cards
Brady Porche is a former editorial director for Bankrate Credit Cards and CreditCards.com. He has two decades of professional experience as a writer and editor.
Brendan Dyer Associate Editor, Credit Cards
Brendan Dyer holds a Master of Fine Arts in Journalism from Western Connecticut State University and worked previously as a content editor for Regional News Network, a hyper-local…
Brian Baker, CFA Senior writer, investing and retirement
Brian Baker covers investing and retirement for Bankrate. He is a CFA Charterholder and previously worked in equity research at a buyside investment firm. Baker is passionate…
Brian Beers Managing editor
Brian Beers is the managing editor for the Wealth team at Bankrate. He oversees editorial coverage of banking, investing, the economy and all things money.
Brooklyn Lowery Senior Editor, Credit Cards
Brooklyn Lowery is a Senior Editor on the Bankrate credit cards education team where she focuses on helping everyday consumers leverage credit cards as powerful tools in their…
Caitlin Ritchie Writer
Caitlin Ritchie is a Bankrate contributor and a writer for Bankrate sister site SaveOnEnergy.com. Caitlin has been covering home energy, residential solar power and energy…
Carol Pope Former Writer, Insurance
Carol Pope is a former insurance writer for Bankrate and prior to joining the team, she spent 12 years as an auto insurance agent. During this time, she sold, serviced and…
Cate Deventer Former Writer & Editor, Insurance
Cate Deventer is a writer, editor and insurance professional with over a decade of experience in the insurance industry as a licensed insurance agent.
Cathleen McCarthy Former Senior Editor, Credit Cards
Cathleen's stories on design, travel and business have appeared in dozens of publications including the Washington Post, Town & Country, Wall Street Journal, Marie Claire,…
Chanelle Gibson Writer and Editor
Chanelle Gibson is a former contributor at Bankrate. She has wide variety of experience ranging from pop culture to software engineering and possess expertise in finance,…
Chelsea Wing Form editor, Student loans
She is invested in helping students navigate the high costs of college and breaking down the complexities of student loans.
Chris Kahn Managing Editor, Surveys and Data Studies
Chris grew up in Phoenix, Arizona. He trained as a physicist for several years before discovering the thrill that is the news business. He lives on Long Island with his wife, two…
Christopher Murray Contributor, Personal Finance
Christopher Murray is a personal finance writer for a number of reputable sites including Bankrate. Six years ago, Christopher started as the single staff writer for a budding…
Claire Dickey Former Editor, Credit Cards
Claire Dickey is a product editor for Bankrate, CreditCards.com and To Her Credit. Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications…
Constance Sommer Contributor, Personal Finance
Courtney Mihocik Senior Editor, Credit Cards
Courtney Mihocik is an editor at Bankrate Credit Cards and CreditCards.com specializing in credit card news and personal finance advice. Previously, she led insurance content at…
Dan Miller Contributor, Personal Finance
Dan Miller is a former contributing writer for Bankrate. Dan covered loans, home equity and debt management in his work.
Daniella Ramirez Associate Editor, Credit Cards
David Schepp Former editor, Wealth
David Schepp is a former wealth editor for Bankrate, focusing on deposits and consumer banking content.
Denny Ceizyk Senior Loans Writer
Denny Ceizyk joined the Bankrate Loans team as a Senior Writer in 2023, providing 30 years of insight from his experience in loan sales and as a personal finance writer to help…
Dignelly Torres Vázquez Former Editor, credit cards
Highlights Investigative and political journalism Delivered on-the-ground news Newscast Production Experience Dignelly is a…
Emily Maracle Editor, Small Business Loans
Emily Maracle is a small business loans editor for Bankrate.com. She is passionate about creating high-quality content to help educate and make complex topics accessible to all…
Emily Sherman Former Senior Editor, Credit Cards
Emily Sherman is a former senior editor for CreditCards.com and Bankrate Credit Cards, specializing in product news and recommendations. She has worked as a writer and editor in…
Eric Rosenberg Contributor, Investing and Personal Finance
Erica Sandberg Contributor, Credit Cards
Erik J. Martin Contributor, Personal Finance
Erik J. Martin is a Chicago area-based freelance writer/editor whose articles have been featured in AARP The Magazine, Reader's Digest, The Costco Connection, The Motley Fool and…
Erin Kennedy
Erin Lowry Expert Reviewer, Personal Finance
Erin Lowry is the author of the four-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing, Broke Millennial Talks Money and…
Faith Foushee Writer
Faith Foushee is a Bankrate contributor and a writer for Bankrate’s corporate partner, SaveOnEnergy.com, covering energy-efficient products, renewables and other energy topics.…
Garrett Yarbrough Writer, Credit Cards
Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card,…
Georgina Tzanetos Former reporter, Investing
Former Bankrate reporter Georgina Tzanetos covers investing and retirement.
Gillian Totaro
Gillian Totaro writes about insurance and credit cards and enjoys helping people learn more about how to manage their financial assets. She has over five years of writing…
Grace Pilling Former Editor, credit cards
Graciela Zarate Rolon Former Editor, credit cards
Graciela Zarate Rolon is a former Bankrate editor and recent graduate of Wake Forest University with a degree in Politics and International Affairs.
Greg Johnson Freelance Editor, Credit Cards
Greg Johnson has been writing about personal finance, travel, and credit card rewards for more than a decade.
Greg McBride, CFA Chief financial analyst, Personal Finance
Greg McBride, CFA, is the Chief Financial Analyst for Bankrate.com, leading a team responsible for researching financial products, providing analysis, and advice on personal…
Hanna Horvath, CFP Senior Editor, Personal Finance
Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and editor with over five years’ experience helping make complex financial topics engaging and easy to understand. She is…
Hannah Hillson Editor
Hannah Hillson is a contributing editor for Bankrate. With a decade of experience in the home services and energy industries, she aims to answer consumer questions in a digestible…
Hannah Smith Editor, Personal Loans
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best…
Hanneh Bareham Writer, Personal Loans and Debt Relief
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020.
Heather Grey Contributor
Heather Grey is a freelance writer who has been covering health and wellness-related topics since 2013. Her work has appeared in a variety of publications, including Healthline,…
Heidi Rivera Writer, Personal Loans
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data…
India Davis Editor, Credit Cards
India Davis is an editor specializing in credit cards and updates. She believes in putting the reader first and carrying out a brand’s voice to its fullest potential. She has…
Ivana Pino Former Growth Editor, Credit Cards
She graduated from the S.I. Newhouse School of Public Communications at Syracuse University with a degree in Digital Journalism and a second degree in Political Science.
Jacqueline DeMarco Contributor
Jacqueline DeMarco is a contributor to Bankrate covering personal finance, including credit cards, rewards credit cards and travel credit cards. In addition to Bankrate, she has…
James Royal, Ph.D. Principal writer, investing and wealth management
Bankrate principal writer and editor James F. Royal, Ph.D., covers investing and wealth management. His work has been cited by CNBC, the Washington Post, The New York Times and…
Jason Steele Former contributor, Credit Cards
Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points…
Jeanine Skowronski Credit Card Expert & Analyst
Jeanine Skowronski is a credit card expert, analyst, and multimedia journalist with over 10 years of experience covering business and personal finance.
Jeff Ostrowski Principal writer, Home Lending
Jeff Ostrowski covers mortgages and the housing market. Before joining Bankrate in 2020, he spent more than 20 years writing about real estate, business, the economy and politics.
Jenna Flannigan Managing Editor, Credit Cards
Jenna Flannigan is an editor for Bankrate with more than 10 years of professional experience in writing, editing, and digital media. In her previous role, she was a managing…
Jessa Claeys Editor, Insurance
Jessa Claeys is an insurance editor for Bankrate with over a decade of experience writing, editing and leading teams of content creators. She currently covers auto, home and…
Jessica Gibson
Joey Robinson Contributor, Credit Cards
Joey Robinson is a credit cards contributor for Bankrate and upon graduating with a Bachelor’s degree concentrated in Finance, Joey worked at “Big Four” (Ernst and Young)…
John Egan Contributor, Personal Finance
John Egan is a freelance writer and content marketing strategist in Austin, Texas. He is a contributor for Bankrate and specializes in content focusing on personal finance, real…
John Puterbaugh Senior Director, Editorial
Johna Strickland Investing Editor
Bankrate investing editor Johna Strickland has made a career out of explaining complicated financial topics to everyday people. As an editor and journalist for 15 years, she has…
Jordan Bishop Contributor, Personal Finance
Jordan Bishop is a former contributor for Bankrate. He discovered the power of credit cards at a young age. His first splash into travel hacking came with the wildly viral launch…
Julia Carpenter Freelancer
Julia Carpenter is an award-winning writer and reporter living in Brooklyn, New York. Her work has appeared in Esquire, The Wall Street Journal and numerous other publications.…
June Sham Former Writer, Insurance
June Sham is a former insurance writer for Bankrate. Before joining the team, she worked for nearly three years as a licensed producer writing auto, property, umbrella and…
Kaitlyn Tang Editor I, Credit Cards
Kaitlyn Tang is a CreditCards.com editor who writes and edits factual, up-to-date and insightful content for its readers. She focuses on editing content that educates on how…
Karen Bennett Senior consumer banking reporter
Karen Bennett is a senior consumer banking reporter at Bankrate. She uses her finance writing background to help readers learn more about savings and checking accounts, CDs, and…
Karen Haywood Queen Personal Finance Expert Contributor
Katie Kelton Senior Writer, Credit Cards
Katie Kelton is a Senior Writer on Bankrate’s credit cards team, where she brings seven years of experience writing creative and financial content to help cardholders get savvy…
Kayla Leng Senior Branded Content Editor
Kayla Leng is a senior editor on the branded content team, which works closely with the Integrated Marketing team and partners to create custom content that informs readers of…
Kelli Pate Personal Finance Writer
Kelli Pate is a former contributor to Bankrate and a freelance writer and copy editor living in Kansas City, though she's a Jersey girl at heart. When she's not writing about…
Kelly Dilworth Contributor, Personal Finance
Kelly Waggoner Former Managing Editor, Credit Cards
Kelly Suzan Waggoner is a managing editor at Bankrate, where she leads a team of writers and editors dedicated to helping you get the most out of your credit cards — whether to…
Kellye Guinan Contributor, Personal Finance
Kellye Guinan is a freelance editor and writer with over five years of experience in personal finance. She is also a full-time worker at her local library where she helps her…
Kendall Little Former Reporter, Credit Cards
Kendall Little is a former personal finance writer who previously covered credit card news and advice at Bankrate. Kendall currently is a staff writer for NextAdvisor. She is…
Kiara Taylor
Kristen Kuchar Deposits Editor
Kristen Kuchar is an editor at Bankrate with the Wealth team. She has written for personal finance publications for 15 years, covering a wide range of money topics throughout her…
Kristen Parker
Lance Davis Vice President
Lance Davis is the Vice President of Content for Bankrate, overseeing content for home lending, deposits, investing, consumer lending, insurance, credit cards and small business.…
Lane Gillespie Writer, Personal Finance
Lane Gillespie is a writer for Bankrate, specializing in writing well-rounded financial content that answers readers' questions, regardless of where they are in their financial…
Laura Gariepy
Laura Gariepy is the owner of Every Day by the Lake, LLC, a written content creation company that helps brands stay top of mind with their target market. She specializes in…
Laurie Richards Editor, Home Lending
Laurie Richards is a mortgage editor on Bankrate’s Home Lending team.
Leeron Hoory
Leeron is a New York-based journalist and writer with experience covering finance, fintech and real estate. She has also reported on topics ranging from daily news, arts and…
Liliana Hall Associate Editor
Liliana is an editor and journalist with a background in feature writing on the Bankrate Credit Cards team.
Linda Bell Senior writer, Home Lending
Linda Bell is a senior writer on Bankrate's Home Lending team, producing content around HELOCs, financing home renovations, home equity loans and more.
Lisa McArdle Editor, Insurance
Lisa McArdle is an insurance editor who joined the Bankrate team in 2023. She has more than 15 years of experience writing, editing and managing content in a variety of…
Liz Bingler Former Editor, Credit Cards
Liz Bingler is an Associate Editor for CreditCards.com and Bankrate, where she focuses on product news and reviews. As an editor, her goal is to produce content that will help…
Liz Hund Former Creative producer
Liz Hund is a social producer at Bankrate and occasionally writes special features on-site with a social-first angle. Her writing has been featured on MSN, Business Insider and in…
Liza Carrasquillo Credit Cards Editor
Liza Carrasquillo is an editor on the Bankrate credit cards team who focuses on providing accurate educational content to those at all stages of their credit card journey.
Lizzie Nealon Insurance Contributor
Lizzie Nealon is an insurance contributor for Bankrate and enjoys making home, auto and life insurance digestible for readers so they can prepare for the future.
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Logan Moore Investing reporter
Logan Moore is a financial journalist and investing writer for Bankrate where she covers foundational investing, cryptocurrency and alternative investments.
Lori Zaino Contributor, Travel Credit Cards
Lori Zaino is a contributor to Bankrate who is a freelance editor, writer and travel expert quoted in publications like Travel & Leisure and Time. Bilingual in Spanish, she's…
Madison Hoehn Editor, Credit Cards
Madison Hoehn is an editor on the Bankrate credit cards team. She’s passionate about making readers feel seen and meeting them where they are in their credit card journey.
Maggie Kempken Senior Editor, Insurance
Maggie Kempken is an insurance editor for Bankrate. She helps manage the creation of insurance content that meets the highest quality standards for accuracy and clarity to help…
Maggie Klokkenga
Maggie Klokkenga is a CERTIFIED FINANCIAL PLANNER™, CPA, AFC®, and the founder of Make a Money Mindshift, a financial coaching firm in central Illinois.
Mallika Mitra Contributor, Investing
Mallika Mitra is a freelance writer and editor. She was previously a writer and editor at Money, where she wrote a weekly newsletter about investing, and a wide range of stories…
Marc Wojno Senior banking editor
Marc Wojno is a seasoned and accomplished finance editor and writer with more than two decades of experience editing and writing across a variety of news platforms including…
Marcos Cabello Writer, Banking/Deposits
Marcos Cabello is a banking writer at Bankrate, where he’s dedicated to helping readers make the best decisions about their finances. Previously, Marcos wrote about money for…
Margaret Drummond Former Director of Content, Credit Cards
Margaret Drummond is a personal finance expert focused on creating content that helps consumers increase financial wellness, wherever they are in their individual journey.
Margaret Wack Contributor, Personal Finance
Margaret has written for Money Under 30, MoneyGeek, The Simple Dollar, CreditCards.com, Interest.com and Fiscal Tiger, among other publications. She writes about subjects…
Mariah Ackary Former Editor, credit cards
Mariah Ackary is a former personal finance editor for Bankrate.
Mariah Posey Editor, Insurance
Mariah Posey is an auto, home and life insurance editor and writer for Bankrate.com. She aims to make the insurance journey as convenient as possible by simplifying industry lingo…
Mark Hamrick Washington Bureau Chief, Senior Economic Analyst
Mark Hamrick is Washington Bureau Chief for Bankrate. He is a national award-winning business and financial news journalist.
Marlese Lessing Branded Content Writer, Intergrated Marketing
Marlese Lessing has been a writer for Bankrate’s branded content team since 2022. She works to build hand-tailored content on behalf of Bankrate’s partners to inform readers…
Mary Beth Eastman Contributor, Credit Cards and Personal Finance
Mary Beth Eastman is a contributor to Bankrate, offering expert research and experience on all forms of credit, including credit cards and loans.
Mary Wisniewski Former editor, Banking
Mary Wisniewski is a former banking editor for Bankrate. She oversees editorial coverage of savings and mobile banking articles as well as personal finance courses.  
Matthew Goldberg Senior Consumer Banking Reporter
Matthew Goldberg is a consumer banking reporter at Bankrate where he uses his more than 13 years of financial services experience to help inform readers about their important…
Mercedes Barba Senior investing editor
Mercedes Barba is a seasoned editorial leader and video producer, with an Emmy nomination to her credit. Presently, she is the senior investing editor at Bankrate, leading the…
Meredith Hoffman Former Reporter, Credit Cards
Meredith Hoffman is a former personal finance writer covering credit card news and advice at Bankrate. She is originally from Columbia, S.C., and received her bachelor's degree…
Micah Murray Contributor
Micah Murray began writing about personal finance as a side hustle in 2018. By 2019 he quit his full-time job and dove head first into his new passion: helping others build their…
Michele Petry Senior editor, Home Lending
Michele Petry is a senior editor for Bankrate, leading the site’s real estate content.
Michelle Clardie
Michelle Clardie is a seasoned investor who’s been writing professionally about saving and investing since 2017. She used the investment advice she covered to quit her day job…
Natalie Todoroff Writer, Insurance
Natalie Todoroff is an insurance writer and industry analyst for Bankrate. She is based in San Francisco and holds a personal lines insurance license in the state of California…
Natasha Cornelius, CLU Editor II, Insurance
Natasha Cornelius, CLU, is an insurance editor for Bankrate, specializing in auto, home and life insurance.
Nell McPherson Former Banking editor
Nell McPherson is the former banking editor at Bankrate, where she led a team of reporters dedicated to helping readers make the best decisions about their savings and checking…
Nicole Dieker Contributor, Personal Finance
Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance,…
Nina Semczuk Senior Editor, Wealth
Nina Semczuk is a senior wealth editor on the Bankrate team. In previous roles, she’s worked on content for SmartAsset, MagnifyMoney, LendingTree, Money, Fairygodboss and The…
Nouri Zarrugh Senior Editor, Credit Cards
Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate,  focusing on product news, guides and reviews. His areas of expertise include credit card strategy, rewards…
Pippin Wilbers Editor, Personal and Auto Loans
Pippin Wilbers is a Bankrate editor specializing in personal and auto loans. Pippin is passionate about demystifying complex topics, such as car financing, and helping borrowers…
Poonkulali Thangavelu Former Senior Writer, Credit cards
Poonkulali Thangavelu is a senior writer and columnist at CreditCards.com and Bankrate, addressing debt and credit card-related legal and regulatory issues.
R.E. Hawley Senior Writer, Insurance
R.E. Hawley is a senior writer for Bankrate. Prior to joining Bankrate’s insurance editorial team in 2024, they worked as senior writer for a popular car ownership and insurance…
Rachel Christian Investing reporter
Bankrate writer Rachel Christian covers investing and wealth management. She became a Certified Educator in Personal Finance (CEPF) with FinCert, a division of the Institute for…
Raija Haughn Writer, Student Loans
Raija Haughn is an associate writer for Bankrate specializing in student loans. She is passionate about helping people make financial decisions that will benefit them long term.
Raina He
Raina is a freelance personal finance writer and editor whose work has appeared in CNET Money, Newsweek Vault, NextAdvisor with TIME (now merged with CNET Money), MarketWatch,…
Raychelle Heath Personal Finance Contributor
Re'Dreyona Walker Associate Editor, Credit Cards
Re'Dreyona Walker is an editor for Bankrate and CreditCards.com, focusing on product guides and reviews. As a personal finance expert, she is dedicated to providing honest product…
Reagan Homan Former writer, Insurance
Reagan Homan is a former insurance writer with a focus in auto and home insurance. She writes about insurance to help educate readers on how to better safeguard their assets.
Rebecca Betterton Writer, Auto Loans and Personal Loans
Rebecca Betterton, a Certified Financial Education Instructor℠, is a writer for Bankrate who has been reporting on auto loans since 2021.
Rebekah Hovey Former Editor, credit cards
Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Rebekah holds a bachelor’s degree with a…
Rebekah Personius Insurance Editor
Rebekah Personius is an insurance editor for Bankrate. She coordinates the creation of educational insurance content that helps people make informed insurance decisions. Rebekah…
Reena Thomas, Ph.D. Editor II, Credit Cards
Rena Goldman Contributor, Personal Finance
Rena Goldman is a freelance writer for Bankrate. She has over a decade of experience as a journalist and editor for national publications, lifestyle brands, and trade publications…
René Bennett Banking writer
René Bennett is a writer for Bankrate, reporting on banking products and personal finance.
Rhys Subitch Editor, Personal Loans, Auto Loans, and Debt
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.
Rob Schnabel Former Marketing Manager, Homes
Robert Thorpe Editor, Personal Finance
Most recently before joining Bankrate, Robert worked as an editor and writer at The Ascent by The Motley Fool, covering a number of personal finance topics, including credit…
Robin Saks Frankel Writer, Credit Cards
Ronda Sunderhaus Senior compliance associate, Bankrate
Ronda Sunderhaus has been a licensed insurance agent since 2013 and is a senior compliance associate in the insurance field.
Ruben Caginalp Former associate writer, Home Lending
Ruben Çağınalp is a former associate writer on Bankrate’s Home Lending team. A graduate of Fordham University, he began his professional career with Bankrate in January 2022,…
Ryan Flanigan Writer, Credit Cards
Ryan Noonan Former Writer, Credit Cards
Ryan Noonan is a former writer for Bankrate and CreditCards.com and is a graduate of the School of Journalism at Ohio State University. 
Sabrina Karl Personal Finance Data Expert Contributor
Sabrina Karl loves telling – and especially showing – stories that are conveyed with numbers. Whether it’s data on the nation’s credit card debt or the financial struggles…
Sally Herigstad Contributor, Personal Finance
Sally Herigstad is a personal finance writer, columnist, author and retired CPA. She wrote a CreditCards.com column called “To Her Credit” for 10 years, answering readers’…
Sarah Brodsky Personal Finance Expert Contributor
Sarah Brodsky is a freelance writer specializing in personal finance and economics. She has more than 12 years of experience writing about credit, consumer banking and investing.…
Sarah Estime Former Associate Writer, Credit Cards
As a former staff writer for Bankrate and CreditCards.com, Sarah offers sound advice that will improve your financial life and help simplify topics like travel hacking and credit…
Sarah Foster Principal U.S. Economy and Federal Reserve Reporter
Principal writer Sarah Foster covers the Federal Reserve, the U.S. economy and economic policy for Bankrate, where she helps readers understand how the world’s most powerful…
Sarah Gage Senior Editor, Credit Cards
Sarah Gage is a senior editor on the Bankrate team. She is passionate about providing clear, concise information that helps people take control of their personal finances, and her…
Sarah George Staff Writer, Small Business Loans
Sarah George is a freelance writer who is passionate about helping small business owners understand the complexities of business loans. She has been featured in publications such…
Senitra Horbrook Contributor, Personal Finance
Senitra Horbrook is a contributor to Bankrate covering personal finance, credit cards, rewards credit cards and travel credit cards. She specializes in content on how to maximize…
Seychelle Thomas Writer, Credit Cards
Seychelle is a credit card writer at Bankrate and Creditcards.com where she employs a cumulative 10 years of experience in the finance industry to help readers navigate the…
Shannon Martin Writer, Insurance
Shannon Martin is a licensed insurance agent and Bankrate analyst with over 15 years of experience in the industry. She enjoys helping others navigate the insurance world by…
Sheiresa McRae Ngo Writer, Consumer Banking/Personal Finance
Sheiresa McRae Ngo is a staff writer at Bankrate. She is known for her expertise in personal finance and consumer affairs topics. Sheiresa's goal is to help people with budgeting…
Siobhan Neile Personal Finance Contributor
Stephanie Zito Contributor, Personal Finance
Stephanie Zito is a professional traveler, self-employed humanitarian consultant and collector of credit card points. She shares savvy travel tips that she’s learned firsthand…
Steve Bucci Credit and Debt Expert Contributor
Steve Bucci has been helping people decode and master personal finance issues for more than 20 years. He is the author of “Credit Management Kit For Dummies,” “Credit Repair…
Steve Dashiell Editor, Credit cards
Steven Dashiell is an editor for Bankrate and CreditCards.com with expertise in rewards credit cards, financial literacy, and helping consumers build and maintain their credit.
Suzanne De Vita Senior editor, Home Lending
Suzanne De Vita is a senior editor on Bankrate’s Home Lending team, focusing on mortgage and real estate topics for homebuyers, homeowners, investors and renters.
Tamara E. Holmes Personal Finance Writer
Tamara E. Holmes is a Washington, DC-based writer and editor. She has written extensively about personal finance topics such as credit cards, homeownership, saving and investing…
Ted Rossman Senior Industry Analyst, Credit cards
Ted Rossman is a senior industry analyst at Bankrate. He focuses on the credit card industry and helps consumers maximize rewards, get out of debt and improve their credit scores.
Theresa Stevens Contributor
Theresa Stevens is a contributor at Bankrate.
Thomas Brock Expert Reviewer, CFA, CPA
Thomas is a well-rounded financial professional, with over 20 years of experience in investments, corporate finance, and accounting. His investment experience includes oversight…
Thomas Nitzsche Financial Educator, Debt and Credit
Thomas Nitzsche is 15-year veteran at Money Management International (MMI), the leading provider of nonprofit financial counseling and education in the United States.
Tim LaMere Expert Reviewer
Tim LaMere has worked in the insurance industry for over 20 years.
Tim Maxwell Contributor, Credit and Real Estate
Tim is a freelance personal finance writer and blogger with a particular focus on credit cards and consumer lending. In 2002, he stumbled upon a copy of "The Millionaire Next…
Tony Steuer Expert Reviewer, CLU, LA, CPFFE
Tony Steuer, CLU, LA, CPFFE is an internationally recognized financial preparedness advocate, podcaster, and award-winning author. Tony developed the Get Ready Movement to empower…
Tori Rubloff Senior Editor, Personal Finance
Tori Rubloff is an editor at Bankrate, where she manages staff writers, copyedits feature articles and oversees production of data-driven, timely content that empowers readers to…
Tracy Stewart Former Senior Editor, Credit Cards
Tracy Stewart is a personal finance writer specializing in credit card loyalty programs, travel benefits, and consumer protections.
Troy Segal Senior editor, Home Lending
Troy Segal is a senior editor for Bankrate. She edits stories about mortgages and home equity, along with the finer financial points of owning and maintaining a home.
Will Essilfie Contributor, Personal Finance
Will is a contributor at Bankrate and a lifelong aviation fanatic. He is interested in helping folks discover the world and fostering new communities on a budget using credit card…
Zach Wichter Former Mortgage reporter, Homes
Zach Wichter is a former mortgage reporter at Bankrate. He previously worked on the Business desk at The New York Times where he won a Loeb Award for breaking news, and covered…

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Meet our expert contributors

Beyond our dedicated team of reporters and editors, Bankrate employs a vast network of personal finance contributors.
They use their connections and subject matter expertise to add depth and authority to our coverage.

Bankrate contributors

Agnes Gaddis Contributor, Home lending
AJ Dellinger Contributor, Personal Finance
Alene Laney Contributor, Personal Finance
Allison Martin Contributor, Personal Finance
Allyson Johnson Head of investor relations, Gateway Partners
Amy Sorter
Andy Bowen
Anna Baluch Contributing writer
Anna N'Jie-Konte Expert Reviewer, MBA, CFP®
Ashlee Tilford Contributing writer
Ashley Hubbard Personal Finance Contributor
Ashley Kimler
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Ashley Onadele Contributor, Credit Cards
Autumn Cafiero Giusti Contributing writer
Barbara Whelehan Contributing writer
Barry Eitel Contributing writer
Ben Luthi Contributing writer
Beth Deyo Contributor
Beverly Harzog Expert Reviewer, Credit Cards and Loans
Bob Haegele Contributor
Brandon Renfro, CFP Contributing writer
Carly Severino Insurance Contributor
Casey Fleming Mortgage advisor and author
Chloe Moore, CFP® Founder, Financial Staples
Chris Birk Vice President of Mortgage Insight, Veterans United Home Loans
Christina Payne
Christopher Murray Contributor, Personal Finance
Cindy Perman
Cynthia Paez Bowman Personal Finance Contributor
Cynthia Widmayer Insurance Contributor
Dan Rafter Contributor, Personal Finance
Dana Dratch Personal Finance Writer
David McMillin Contributor, Personal Finance
Dawn Allcot Personal Finance Expert Contributor
Deborah Baldwin Contributor, Home Lending
Dhara Singh Former Reporter, Home lending
Diane Costagliola Contributing writer
Dima Williams Contributing writer
Dori Zinn Contributor, Personal Finance
Doug Wintemute
Drew Waterstreet Contributor, Insurance
Elaine Pofeldt Small Business Expert and Author of "Your Business Credit" Column
Elizabeth Rivelli Contributor, Insurance
Ellen Chang Contributing writer
Emma Woodward Contributor, Personal Finance
Erica Lamberg Contributing reporter
Erica Sandberg Contributor, Credit Cards
Erik J. Martin Contributor, Personal Finance
Erin Bendig
Erin Gobler Personal finance writer
Erin Lowry Expert Reviewer, Personal Finance
Giovanny Moreano Contributing writer
Grace Kim Insurance Contributor
Greg Johnson Freelance Editor, Credit Cards
Greg McBride, CFA Chief financial analyst, Personal Finance
Hana LaRock Insurance Contributor
Heather Grey Contributor
Heather Mullinix
Holly D. Johnson Author, Award-Winning Writer
Jackie Lam Contributing writer
Jamie Johnson Contributor
Jason Steele Former contributor, Credit Cards
Jean Folger Contributor, Home lending
Jeanne Lee Contributing writer
Jeffrey Beal President, Real Estate Solutions
Jennifer Bradley Franklin Contributing writer
Jennifer Calonia Contributing writer
Jennifer Gorman Contributor
Jerry Brown Contributor, Personal Finance
Jess Ullrich
Jessica Blankenship Contributing writer
Jessica Gibson
Jessica Lawlor
Jessie See Contributor, Personal Finance
Jill Schlesinger CFP, Business Analyst Contributor
Jim Probasco
John Stearns Senior mortgage loan originator, American Fidelity Mortgage
Jon Fitzgerald
Josephine Nesbit
Joshua Cox-Steib Contributor, Personal Finance
Julia Carpenter Freelancer
Julian Dossett Insurance Contributor
Kacie Goff Personal Finance Contributor
Karen Roberts Contributing writer
Kate Peters Contributor, Home lending
Kay Irvin Personal Finance Writer
Kendall Little Former Reporter, Credit Cards
Kenneth Chavis IV Senior wealth advisor at Versant Capital Management
Kevin Payne Contributor, Personal Finance
Kim Porter Contributing writer
Kristina Byas Contributor, Personal Finance
Lara Vukelich Insurance Contributor
Laura Adams Personal Finance Expert Contributor
Lauren Ward Insurance Contributor
Laurie Garrison Contributor, Personal Finance
Lea Uradu Contributor, Personal Finance
Lee Huffman
Lee Nelson Contributing writer
Lena Borrelli Insurance Contributor
Lezanne Winshaw
Libby Wells Former Contributing writer, Credit Cards
Lindsay Frankel Insurance Contributor
Lindsay VanSomeren Contributor, Personal Finance
Lisa Melillo Personal Finance Writer
Luke Daugherty
Maggie Klokkenga
Malcolm Ethridge Fiduciary financial advisor, CIC Wealth Management
Malik S. Lee Founder of Felton & Peel Wealth Management
Mallika Mitra Contributor, Investing
Mandy Sleight Contributor, Personal Finance
Marisa Upson
Mark Friedlander Director of corporate communications, Insurance Information Institute
Mark Hamrick Washington Bureau Chief, Senior Economic Analyst
Mark Kantrowitz Nationally recognized student financial aid expert
Mary Beth Eastman Contributor, Credit Cards and Personal Finance
Mary Blowers Insurance Contributor
Mary Van Keuren Contributor, Insurance
Matt Ryan Webber
Matthew Hunter
Maya Dollarhide
Meaghan Hunt Contributor, Personal Finance
Meg Whitenton Former writer
Mia Taylor Contributing Writer
Micah Murray Contributor
Michael Evans Contributor, Personal Finance
Michelle Black Contributing writer
Michelle Honeyager Contributor, Personal Finance
Miranda Marquit Contributing writer
Mitch Strohm Contributing Writer
Moriah Chace Personal Finance Contributor
Naomi Mannino Contributing writer
Natalie Campisi FORMER REPORTER, HOME LENDING
Nina Kulenkampff
Peter G. Miller Contributing Writer
Rae Hartley Beck Contributing writer
Rashawn Mitchner Former editor, loans
Rebecca Lake Personal Finance Writer
Rena Goldman Contributor, Personal Finance
Rick Hoel Insurance Contributor
Robert R. Johnson Professor of finance, Creighton University
Roger Wohlner Contributing writer
Sally Herigstad Contributor, Personal Finance
Sara Coleman Contributor, Credit Cards, Insurance
Sarah Li Cain Insurance Contributor
Sarah Sharkey Contributor, Personal Finance
Sean Jackson Contributing Writer
Senitra Horbrook Contributor, Personal Finance
Shashank Shekhar CEO, InstaMortgage
Stephanie Zito Contributor, Personal Finance
Steve Ellis, CPCU, AIC, MBA Assistant Vice President & Claims Field Manager
Susan J. Wells Former Contributor, Insurance
Susan Ladika Contributing Reporter
Suzanne Hollander Director of Real Estate and Asset Management, City of Miami; Professor of Real Estate Law, Florida International University
Tami Kamin Meyer
Taylor Freitas Contributor, Personal Finance
Taylor Medine Contributing writer
Theresa Stevens Contributor
Thomas Brock Expert Reviewer, CFA, CPA
Thomas Nitzsche Financial Educator, Debt and Credit
Tim LaMere Expert Reviewer
TJ Porter Contributor, Personal Finance
Todd Christensen
Tony Steuer Expert Reviewer, CLU, LA, CPFFE
Veneta Lusk Contributing writer
Will Essilfie Contributor, Personal Finance
Zina Kumok Contributing writer
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