Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Along with strategies to stay solvent during your redo.
Borrowing from your home equity can pay off, but only if you’re smart about it.
When, if ever, is it ok to cash in your ownership stake?
If you want to borrow from your homeownership stake, these are the factors lenders will judge you on.
Use what you own to pay off what you owe. Is it a good idea?
Probably not. Here are all the pros and cons to consider.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
It’s a way to put your homeownership stake to work, though not without risk.
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