Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://cdn.statically.io/img/www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://cdn.statically.io/img/www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://cdn.statically.io/img/www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![Person near air conditioner](https://cdn.statically.io/img/www.bankrate.com/brp/2024/08/09143243/Insurance-Does-Homeowners-Insurance-Cover-AC.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Need air conditioner insurance to protect your HVAC system? Bankrate can help.
![Damaged houses and flooded streets after Hurricane Sandy](https://cdn.statically.io/img/www.bankrate.com/2023/11/06105117/new-york-flood-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate’s guide to everything you need to know about New York flood insurance.
![A man drives his family on a trip in their van; everyone is smiling and having a great time!](https://cdn.statically.io/img/www.bankrate.com/2014/01/28141526/how-much-car-insurance-do-you-really-need-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find the right car insurance mix. Balance cover, cost and state requirements.
![Hurricane](https://cdn.statically.io/img/www.bankrate.com/brp/2024/04/09121909/Insurance_11_Ways_to_Avoid_Hurricane_Damage_Bankrate.jpg?auto=webp&optimize=high&crop=1:1&width=356)
You can’t stop a storm in its tracks, but you can help prevent hurricane damage.
![Sports Car on a Coastal Road](https://cdn.statically.io/img/www.bankrate.com/2021/03/29114654/luxury-car-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wondering how to insure your new luxury ride? Bankrate can help.
![Parking ticket](https://cdn.statically.io/img/www.bankrate.com/2021/11/03093019/car-reasons-for-suspended-license-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains why licenses are suspended and how you might get yours back.
![Person on smartphone standing near car](https://cdn.statically.io/img/www.bankrate.com/brp/2024/02/08112240/when-and-how-to-cancel-your-car-insurance-policy.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wondering how to cancel your car insurance? Bankrate can help.
![Two cars in collision on roadway](https://cdn.statically.io/img/www.bankrate.com/2021/07/12102421/car-fault-vs-no-fault-accidents-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What does no-fault state mean for car insurance? Bankrate explains.
![A man drives his family on a trip in their van; everyone is smiling and having a great time!](https://cdn.statically.io/img/www.bankrate.com/2014/01/28141526/how-much-car-insurance-do-you-really-need-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find the right car insurance mix. Balance cover, cost and state requirements.
![Sports Car on a Coastal Road](https://cdn.statically.io/img/www.bankrate.com/2021/03/29114654/luxury-car-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wondering how to insure your new luxury ride? Bankrate can help.
![Parking ticket](https://cdn.statically.io/img/www.bankrate.com/2021/11/03093019/car-reasons-for-suspended-license-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains why licenses are suspended and how you might get yours back.
![Person on smartphone standing near car](https://cdn.statically.io/img/www.bankrate.com/brp/2024/02/08112240/when-and-how-to-cancel-your-car-insurance-policy.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wondering how to cancel your car insurance? Bankrate can help.
![Two cars in collision on roadway](https://cdn.statically.io/img/www.bankrate.com/2021/07/12102421/car-fault-vs-no-fault-accidents-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What does no-fault state mean for car insurance? Bankrate explains.
![Lesbian couple reviewing their finances](https://cdn.statically.io/img/www.bankrate.com/2021/02/12120054/sr22-virginia-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains what you need to know to file an SR-22 in Virginia.
![Older couple looking at their finances](https://cdn.statically.io/img/www.bankrate.com/2021/02/22093530/sr22-south-carolina-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What does it mean if you need an SR-22 in South Carolina? Bankrate can help.
![A police car has a motorist stopped for a violation. the drivers](https://cdn.statically.io/img/www.bankrate.com/2021/07/02120312/Caught-driving-without-insurance-what-happens.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What really happens if you’re caught driving without insurance? Bankrate explains.
![Person near air conditioner](https://cdn.statically.io/img/www.bankrate.com/brp/2024/08/09143243/Insurance-Does-Homeowners-Insurance-Cover-AC.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Need air conditioner insurance to protect your HVAC system? Bankrate can help.
![Damaged houses and flooded streets after Hurricane Sandy](https://cdn.statically.io/img/www.bankrate.com/2023/11/06105117/new-york-flood-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate’s guide to everything you need to know about New York flood insurance.
![Hurricane](https://cdn.statically.io/img/www.bankrate.com/brp/2024/04/09121909/Insurance_11_Ways_to_Avoid_Hurricane_Damage_Bankrate.jpg?auto=webp&optimize=high&crop=1:1&width=356)
You can’t stop a storm in its tracks, but you can help prevent hurricane damage.
![](https://cdn.statically.io/img/www.bankrate.com/2022/12/31205223/Insurance_Can_you_pay_your_deductible_emergency-savings.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Could you pay your deductible if you had an insurance claim?
![Open door with smart phone](https://cdn.statically.io/img/www.bankrate.com/2021/05/07094208/smart-locks-adjusters-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Smart locks, like biometric, are convenient, but do they lower home insurance rates?
![policeline do no cross at garden house](https://cdn.statically.io/img/www.bankrate.com/2021/07/06151309/home-stigmatized-property-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A home with history? Find out why certain properties may be especially hard to sell.
![Person sitting in chair looking at phone and smiling](https://cdn.statically.io/img/www.bankrate.com/brp/2024/07/05120525/Insurance_HO-4_Insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out if renters insurance may be the right choice for you.
![A parent sits on the stoop in front of their home with one baby child in their arms and another, toddler, drawing with chalk on the walkway.](https://cdn.statically.io/img/www.bankrate.com/2021/08/26104511/How-much-homeowners-insurance-do-I-need.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wondering how much homeowners insurance you need? Bankrate can help.
![Grandparent and child are having a fun time together on the lakeshore where the child is putting a toy sailboat into the water.](https://cdn.statically.io/img/www.bankrate.com/2021/09/04121559/Who-needs-life-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover who needs life insurance the most and if it could be right for you.
![Two people](https://cdn.statically.io/img/www.bankrate.com/brp/2024/08/06143441/brooks_steuer.png?auto=webp&optimize=high&crop=1:1&width=356)
Learn how life insurance could enhance your financial health and secure your future.
![Insurance consultant consulting with client](https://cdn.statically.io/img/www.bankrate.com/brp/2024/07/05120242/Insurance_How_Life_Insurance_Payouts_Work.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Life insurance provides peace of mind. But how do payouts work? Bankrate explains.
![Pregnant black parent with black child feeling baby kick](https://cdn.statically.io/img/www.bankrate.com/2023/04/02094610/Insurance_Life-insurance-while-pregnant.jpg?auto=webp&optimize=high&crop=1:1&width=356)
If finding life insurance is part of your pregnancy preparations, start here.
![A couple reviewing their finances and sitting in front of a laptop](https://cdn.statically.io/img/www.bankrate.com/2024/01/11150218/Insurance-What-does-life-insurance-cover.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explores what life insurance covers to help you understand your options.
![An Asian father is gardening with his little daughter.](https://cdn.statically.io/img/www.bankrate.com/2020/11/04105346/short-term-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is short-term life insurance right for you? Bankrate explains this type of policy.
![A black couple sitting together on the couch](https://cdn.statically.io/img/www.bankrate.com/2021/02/09133227/indexed-universal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the features, benefits and costs of indexed universal life insurance.
![An adult son is spending time with his father out in the backyard during a family cookout.](https://cdn.statically.io/img/www.bankrate.com/2020/11/04163520/outlive-term-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term life insurance policy expiring soon? Bankrate explains your options.
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