A Mortgage Underwriter will take responsibility for the daily underwriting processes for our Conventional, FHA and VA loans. Your attention to detail will have a direct impact on our customers' ability to secure a loan for their dream home.
Primary Responsibilities
Underwrite loans for compliance with investor and/or agency guidelines.
Submit loans through an automated underwriting system for a decision DU/LP.
Review appraisal reports to identify and resolve any discrepancies discovered and ensuring the property meets HUD MPRs
Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan
Calculate qualifying ratios, determine creditworthiness; provide risk opinions
Determine if the loan file is eligible for funding, insuring according to internal, and agency guidelines. Assist with issues to facilitate and complete stipulations pertaining to shipping completed files.
Perform timely reviews of stipulations/conditions submitted.
Effectively and efficiently maintains standard underwriting turnaround time for new loan submissions, and standard underwriting turnaround time for resubmission.
Qualifications
An approved FHA, DE (Direct Endorsed) and/or VA SAR/LAPP Underwriter
4 year minimum experience
Excellent customer/interpersonal service skills
excellent writing/verbal skills
Proven ability to collaborate and problem solve with other mortgage partners
Attention to detail and accuracy
Strong planning and organizational skills
Company benefits among the best in the industry that reflect the strong commitment we have to all of our employees:
Competitive Compensation
Comprehensive Health, Life and Disability Insurance
401(k) (Full-time employees are eligible to contribute immediately)
Vacation and Holidays
Salary: $85000 - $110000 per year
Job Posted by ApplicantPro
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance and Sales
Industries
Staffing and Recruiting
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