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Auto insurance

Tesla takes the top 2 spots: The 25 most expensive cars to insure

Michael B. Sauter

24/7 WALL STREET

Updated 7:00 a.m. UTC June 29, 2019

Courtesy Of Tesla

Those feeling as if they are paying more for car insurance are not wrong. Car insurance premiums rose by more than 20% between 2011 and 2018. 24/7 Wall Street reviewed the 25 cars with the highest annual cost to insurers. In the case of duplicates, we only listed the version of the model with the highest insurance cost. We also excluded those vehicles where a relative cost figure was not included by IIHS for all six payout categories: collision, property damage, comprehensive, personal injury, medical payments, and bodily injury.

Courtesy Of Nissan

25. Nissan Versa
• Annual average cost to insurer: $1,271
• Annual average collision cost to insurer: $481
• Type: Small four-door
• Current model retail price: $12,460 – $16,090Courtesy Of Nissan

24. Hyundai Accent • Annual average cost to insurer: $1,279 • Annual average collision cost to insurer: $452 • Type: Mini four-door • Current model retail price: $14,995 - $19,080
Courtesy Of Hyundai

24. Hyundai Accent
• Annual average cost to insurer: $1,279
• Annual average collision cost to insurer: $452
• Type: Mini four-door
• Current model retail price: $14,995 – $19,080Courtesy Of Hyundai

23. Lexus ES 300h 4dr • Annual average cost to insurer: $1,280 • Annual average collision cost to insurer: $639 • Type: Midsize luxury car • Current model retail price: $41,560 - $45,210
Courtesy Of Lexus

23. Lexus ES 300h 4dr
• Annual average cost to insurer: $1,280
• Annual average collision cost to insurer: $639
• Type: Midsize luxury car
• Current model retail price: $41,560 – $45,210

22. Chevrolet Sonic • Annual average cost to insurer: $1,282 • Annual average collision cost to insurer: $452 • Type: Small four-door • Current model retail price: $15,420 - $20,720
Courtesy Of Chevrolet

22. Chevrolet Sonic
• Annual average cost to insurer: $1,282
• Annual average collision cost to insurer: $452
• Type: Small four-door
• Current model retail price: $15,420 – $20,720

21. Lexus GS 350 4dr • Annual average cost to insurer: $1,288 • Annual average collision cost to insurer: $660 • Type: Large luxury car • Current model retail price: $50,915-$54,355
Courtesy Of Lexus

21. Lexus GS 350 4dr
• Annual average cost to insurer: $1,288
• Annual average collision cost to insurer: $660
• Type: Large luxury car
• Current model retail price:$50,915-$54,355

20. Kia Forte • Annual average cost to insurer: $1,289 • Annual average collision cost to insurer: $461 • Type: Small four-door • Current model retail price: $17,790 - $21,990
Courtesy Of Kia

20. Kia Forte
• Annual average cost to insurer: $1,289
• Annual average collision cost to insurer: $461
• Type: Small four-door
• Current model retail price: $17,790 – $21,990

19. Kia Rio • Annual average cost to insurer: $1,295 • Annual average collision cost to insurer: $436 • Type: Mini four-door • Current model retail price: $15,390 - $16,190
Courtesy Of Kia

19. Kia Rio
• Annual average cost to insurer: $1,295
• Annual average collision cost to insurer: $436
• Type: Mini four-door
• Current model retail price: $15,390 – $16,190

18. Nissan Maxima • Annual average cost to insurer: $1,314 • Annual average collision cost to insurer: $623 • Type: Midsize four-door • Current model retail price: $34,050 - $41,540
Courtesy Of Nissan

18. Nissan Maxima
• Annual average cost to insurer: $1,314
• Annual average collision cost to insurer: $623
• Type: Midsize four-door
• Current model retail price: $34,050 – $41,540

17. Mitsubishi Mirage • Annual average cost to insurer: $1,317 • Annual average collision cost to insurer: $486 • Type: Micro four-door • Current model retail price: $13,795 - $16,995
Courtesy Of Mitsubishi

17. Mitsubishi Mirage
• Annual average cost to insurer: $1,317
• Annual average collision cost to insurer: $486
• Type: Micro four-door
• Current model retail price: $13,795 – $16,995

16. Ford Mustang 2dr • Annual average cost to insurer: $1,333 • Annual average collision cost to insurer: $685 • Type: Midsize sports car • Current model retail price: $26,395 - $46,595
Courtesy Of Ford

16. Ford Mustang 2dr
• Annual average cost to insurer: $1,333
• Annual average collision cost to insurer: $685
• Type: Midsize sports car
• Current model retail price: $26,395 – $46,595

15. Hyundai Sonata hybrid • Annual average cost to insurer: $1,352 • Annual average collision cost to insurer: $631 • Type: Midsize four-door • Current model retail price: $25,750 - $31,300
Courtesy Of Hyundai

15. Hyundai Sonata hybrid
• Annual average cost to insurer: $1,352
• Annual average collision cost to insurer: $631
• Type: Midsize four-door
• Current model retail price: $25,750 – $31,300

14. Land Rover Range Rover 4dr 4WD • Annual average cost to insurer: $1,362 • Annual average collision cost to insurer: $685 • Type: Large luxury SUV • Current model retail price: $89,160-$208,200
Courtesy Of Land Rover

14. Land Rover Range Rover 4dr 4WD
• Annual average cost to insurer: $1,362
• Annual average collision cost to insurer: $685
• Type: Large luxury SUV
• Current model retail price: $89,160-$208,200

13. Chrysler 200 • Annual average cost to insurer: $1,365 • Annual average collision cost to insurer: $498 • Type: Midsize four-door • Current model retail price: $10,995 - $15,961
Courtesy Of Chrysler

13. Chrysler 200
• Annual average cost to insurer: $1,365
• Annual average collision cost to insurer: $498
• Type: Midsize four-door
• Current model retail price: $10,995 – $15,961

12. Lexus IS 200T 4dr • Annual average cost to insurer: $1,371 • Annual average collision cost to insurer: $722 • Type: Midsize luxury car • Current model retail price: $50,915 - $54,355
Courtesy Of Lexus

12. Lexus IS 200T 4dr
• Annual average cost to insurer: $1,371
• Annual average collision cost to insurer: $722
• Type: Midsize luxury car
• Current model retail price: $50,915 – $54,355

11. Infiniti Q50 4dr • Annual average cost to insurer: $1,386 • Annual average collision cost to insurer: $668 • Type: Midsize luxury car • Current model retail price: $35,650 - $53,350
Courtesy Of Infiniti

11. Infiniti Q50 4dr
• Annual average cost to insurer: $1,386
• Annual average collision cost to insurer: $668
• Type: Midsize luxury car
• Current model retail price: $35,650 – $53,350

10. Dodge Challenger • Annual average cost to insurer: $1,399 • Annual average collision cost to insurer: $652 • Type: Large two-door • Current model retail price: $27,845 - $69,995
Courtesy Of Dodge

10. Dodge Challenger
• Annual average cost to insurer: $1,399
• Annual average collision cost to insurer: $652
• Type: Large two-door
• Current model retail price: $27,845 – $69,995

9. Chevrolet Camaro 2dr • Annual average cost to insurer: $1,402 • Annual average collision cost to insurer: $730 • Type: Large sports car • Current model retail price: $25,000 - $62,000
Courtesy Of Chevrolet

9. Chevrolet Camaro 2dr
• Annual average cost to insurer: $1,402
• Annual average collision cost to insurer: $730
• Type: Large sports car
• Current model retail price: $25,000 – $62,000

8. Scion/Toyota FR-S/86 series • Annual average cost to insurer: $1,447 • Annual average collision cost to insurer: $772 • Type: Small two-door • Current model retail price: $26,655-$32,420
Courtesy Of Toyota

8. Scion/Toyota FR-S/86 series
• Annual average cost to insurer: $1,447
• Annual average collision cost to insurer: $772
• Type: Small two-door
• Current model retail price: $26,655-$32,420

7. Kia Optima Hybrid • Annual average cost to insurer: $1,475 • Annual average collision cost to insurer: $631 • Type: Midsize four-door • Current model retail price: $28,090
Courtesy Of Kia

7. Kia Optima Hybrid
• Annual average cost to insurer: $1,475
• Annual average collision cost to insurer: $631
• Type: Midsize four-door
• Current model retail price: $28,090

6. Dodge Charger HEMI • Annual average cost to insurer: $1,475 • Annual average collision cost to insurer: $706 • Type: Large four-door • Current model retail price: $29,220-$65,545
Courtesy Of Dodge

6. Dodge Charger HEMI
• Annual average cost to insurer: $1,475
• Annual average collision cost to insurer: $706
• Type: Large four-door
• Current model retail price: $29,220-$65,545

5. BMW 4 Series 2dr • Annual average cost to insurer: $1,485 • Annual average collision cost to insurer: $735 • Type: Midsize luxury car • Current model retail price: $44,800 - $53,200
Courtesy Of BMW

5. BMW 4 Series 2dr
• Annual average cost to insurer: $1,485
• Annual average collision cost to insurer: $735
• Type: Midsize luxury car
• Current model retail price: $44,800 – $53,200

4. Mitsubishi Lancer • Annual average cost to insurer: $1,556 • Annual average collision cost to insurer: $602 • Type: Small four-door • Current model retail price: $9,995 - $15,499
Courtesy Of Mitsubishi

4. Mitsubishi Lancer
• Annual average cost to insurer: $1,556
• Annual average collision cost to insurer: $602
• Type: Small four-door
• Current model retail price: $9,995 – $15,499

3. Mercedes-Benz S-Class 4dr LWB • Annual average cost to insurer: $1,783 • Annual average collision cost to insurer: $876 • Type: Very large luxury car • Current model retail price: $89,900 - $229,500
Courtesy Of Mercedes-Benz

3. Mercedes-Benz S-Class 4dr LWB
• Annual average cost to insurer: $1,783
• Annual average collision cost to insurer: $876
• Type: Very large luxury car
• Current model retail price: $89,900 – $229,500

2. Tesla Model S 4dr Electric 4WD • Annual average cost to insurer: $1,866 • Annual average collision cost to insurer: $1,291 • Type: Large luxury car • Current model retail price: $71,000
Ethan Miller / Getty Images

2. Tesla Model S 4dr Electric 4WD
• Annual average cost to insurer: $1,866
• Annual average collision cost to insurer: $1,291
• Type: Large luxury car
• Current model retail price: $71,000

1. Tesla Model X 4dr Electric 4WD • Annual average cost to insurer: $1,909 • Annual average collision cost to insurer: $1,328 • Type: Large luxury SUV • Current model retail price: $87,000
Courtesy Of Tesla

1. Tesla Model X 4dr Electric 4WD
• Annual average cost to insurer: $1,909
• Annual average collision cost to insurer: $1,328
• Type: Large luxury SUV
• Current model retail price: $87,000