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Finding the best retail point-of-sale (POS) system can be difficult with so many companies to choose from. First, you will need to figure out what features are important to your business. Do you need a free register? Would you like the option of having a free plan with limited features? Do you need more customization options?

Whatever you are looking for, one of the companies on this list should meet all the features you need for your retail business’s POS system.

Best retail POS systems in 2024

Why you can trust our small business experts

Our team of experts evaluates hundreds of business products and analyzes thousands of data points to help you find the best product for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

  • 20 companies reviewed.
  • 19 hours of product testing.
  • 760 data points analyzed.

Best retail POS systems comparison

PRICE FOR MOBILE CARD READERTHIRD-PARTY INTEGRATIONSINVENTORY MANAGEMENT24/7 CUSTOMER SUPPORTLEARN MORE
$59YesYesNo
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PRICE FOR MOBILE CARD READER$59
THIRD-PARTY INTEGRATIONSYes
INVENTORY MANAGEMENTYes
24/7 CUSTOMER SUPPORTNo
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$99YesYesYes
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Via Lightspeed’s website

PRICE FOR MOBILE CARD READER$99
THIRD-PARTY INTEGRATIONSYes
INVENTORY MANAGEMENTYes
24/7 CUSTOMER SUPPORTYes
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Via Lightspeed’s website

$49YesYesYes
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Via Clover’s website

PRICE FOR MOBILE CARD READER$49
THIRD-PARTY INTEGRATIONSYes
INVENTORY MANAGEMENTYes
24/7 CUSTOMER SUPPORTYes
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Via Clover’s website

N/AYesYesNo
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PRICE FOR MOBILE CARD READERN/A
THIRD-PARTY INTEGRATIONSYes
INVENTORY MANAGEMENTYes
24/7 CUSTOMER SUPPORTNo
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$49YesYesYes
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Via Shopify’s website

PRICE FOR MOBILE CARD READER$49
THIRD-PARTY INTEGRATIONSYes
INVENTORY MANAGEMENTYes
24/7 CUSTOMER SUPPORTYes
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Via Shopify’s website

N/AYesYesNo
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PRICE FOR MOBILE CARD READERN/A
THIRD-PARTY INTEGRATIONSYes
INVENTORY MANAGEMENTYes
24/7 CUSTOMER SUPPORTNo
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N/AYesYesNo
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PRICE FOR MOBILE CARD READERN/A
THIRD-PARTY INTEGRATIONSYes
INVENTORY MANAGEMENTYes
24/7 CUSTOMER SUPPORTNo
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N/ANoNoNo
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PRICE FOR MOBILE CARD READERN/A
THIRD-PARTY INTEGRATIONSNo
INVENTORY MANAGEMENTNo
24/7 CUSTOMER SUPPORTNo
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N/AYesYesYes
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Via Korona POS’ website

PRICE FOR MOBILE CARD READERN/A
THIRD-PARTY INTEGRATIONSYes
INVENTORY MANAGEMENTYes
24/7 CUSTOMER SUPPORTYes
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Via Korona POS’ website

$79YesYesNo
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PRICE FOR MOBILE CARD READER$79
THIRD-PARTY INTEGRATIONSYes
INVENTORY MANAGEMENTYes
24/7 CUSTOMER SUPPORTNo
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Methodology

We extensively research the key competitors within an industry to determine the best products and services for your business. Our experts identify the factors that matter most to business owners, including pricing, features and customer support, to ensure that our recommendations offer well-rounded products that will meet the needs of various small businesses.

We collect extensive data to narrow our best list to reputable, easy-to-use products with stand-out features at a reasonable price point. And we look at user reviews to ensure that business owners like you are satisfied with our top picks’ services. We use the same rubric to assess companies within a particular space so you can confidently follow our blueprint to the best point-of-sale systems.

The best POS systems have positive user reviews on customer review sites. POS system companies should provide customers with fast and reliable support. Using a combination of phone support, live chat and knowledge bases, customers should be able to quickly resolve issues 24/7.

POS systems should include robust software and hardware that allow businesses to accept payment for goods and services. Hardware and software should be affordable compared to competitors.

Software should meet the needs of the business with industry-specific features for restaurants and retail stores. Restaurant POS systems should provide table management features and retail POS systems should offer loyalty programs and gift card management features. POS systems should track inventory and create analytic-based reports to help owners stay up to date on the specifics of what they’re selling. Software should integrate with other business tools, including e-commerce sites to track sales across all funnels.

Various hardware options should be offered to meet the needs of different business models. Equipment bundles should be provided to help outfit your entire business, and multi-location support should be offered to help unify your operations across all locations. POS systems should allow companies to accept mobile and contactless payments as well as offer self-service capabilities for customers to check themselves out. And the best POS systems should offer free equipment, such as credit card readers, to help businesses begin accepting payments quickly and easily.

There are many features you will want to compare when choosing a retail POS system. Can you purchase a mobile card reader from the same company? Can you integrate third-party software with your POS system? Does the company offer 24/7 support?

What is a retail POS system and how does it work?

A retail POS system allows your business to accept payments from customers, whether that be for physical products or services. It allows you to accept payments over the phone, in person and online. It accepts most payment methods, including: 

  • Cash.
  • Debit and credit cards.
  • Mobile wallets.
  • PayPal.
  • Venmo.

Some companies, like Shopify, also offer a wide variety of e-commerce features that can benefit your business. For a retail business, some of those useful features include inventory management, marketing automation, shipping labels and product categorization.

Benefits of a retail POS system

Retail POS systems have many benefits besides allowing you to accept in-person, over the phone and online payments. Some of those benefits include: 

  • Inventory management. When using a POS system, you can track your inventory to make sure you don’t run out of any product. Everything is updated in real-time.
  • Customer orders. With a POS system, you can keep track of all orders from your customers. This can include keeping track of a customer’s contact information in case something goes wrong with their order.
  • Suppliers. As a retail business, you will need to place orders through various suppliers. With a POS system, you can keep track of the status of each order.
  • Security. POS systems allow your data to be more secure. You can also have your data backed up when using a cloud-based POS system.
  • Organization. Overall, a POS system will help you better organize the details of your company.

Who uses a retail POS system?

If you own a retail business, you should have a retail POS system. Different types of retail stores include:

  • Clothing stores.
  • Grocery stores.
  • Home goods stores.
  • Alcohol stores.

Retail POS systems can help your business manage inventory, fulfill orders, sell products online, manage your employees and utilize integrations to streamline your business operations.

How to choose the best retail POS systems

Key features to look for

When you are looking for a retail POS system, there are specific features you will need. Stephen Gagnon with Scour Web said, “For smaller businesses, user-friendly interfaces and affordability are key. Look for systems that streamline basic operations like sales tracking, inventory management and customer data.”

Some features you should look for include:

  • Invoicing: This is really the main function of a POS system. This will allow your business to record transactions and do different types of invoicing. Some of those include sales, repairs, rentals, consignments and transfer of inventory.
  • Inventory management: It is important to know how much inventory you have in your store. If your POS system allows for inventory management, then you can easily see if you have an item in store. You can also see when it is time to order more of a specific item. 
  • Orders for customers: This can be helpful if a customer asks you to put something aside for them to purchase at a later date. With this feature, you can take a customer’s information and reach out when a specific item is back in stock. 
  • Orders and purchases for suppliers: This will help you scan any products you are missing and order them quickly. Then, once that order is placed, some POS systems will allow you to record the purchase within the software. This will help you keep track of what has been ordered and how often.
  • Reports: Some POS systems will offer the option of customizable reports for things like sales, inventory and accounting. You can pick a date range and see everything in a report for the specific category you chose.

If you have multiple businesses, you might also want to look into a POS system that offers management for all your stores in one software. With this, you can customize each store in one location instead of having separate POS software for each store. 

Add-ons and extras

One useful add-on for your retail POS system is integration with accounting software, like QuickBooks. This will help with providing a record of inventory and any expenses, along with taking away the need to have a separate accounting software and process.

Some e-commerce integrations can also be useful. This includes having automated tracking of your store’s inventory and allowing purchases from online customers. Having a store order cycle for things like pre-orders can help as well. 

Some customer relationship management (CRM) add-ons could help your retail business. For example, a loyalty program will help you keep consistent customers. Also, if you have a queue management system within your POS, this can help during times when business is booming, like during the holidays. 

How much do retail POS systems cost?

STARTING MONTHLY FEEPAYMENT PROCESSING FEESFREE TRIALLEARN MORE
$0Starting at 2.6% plus $0.10Yes
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STARTING MONTHLY FEE$0
PAYMENT PROCESSING FEESStarting at 2.6% plus $0.10
FREE TRIALYes
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$892.6% plus $0.10Yes
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Via Lightspeed’s website

STARTING MONTHLY FEE$89
PAYMENT PROCESSING FEES2.6% plus $0.10
FREE TRIALYes
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Via Lightspeed’s website

$14.95Starting at 2.6% plus $0.10No
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Via Clover’s website

STARTING MONTHLY FEE$14.95
PAYMENT PROCESSING FEESStarting at 2.6% plus $0.10
FREE TRIALNo
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Via Clover’s website

$02.5% plus $0.10No
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STARTING MONTHLY FEE$0
PAYMENT PROCESSING FEES2.5% plus $0.10
FREE TRIALNo
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$39Starting at 2.7% plus $0.00Yes
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Via Shopify’s website

STARTING MONTHLY FEE$39
PAYMENT PROCESSING FEESStarting at 2.7% plus $0.00
FREE TRIALYes
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Via Shopify’s website

$0Starting at 2.2% plus $0.10Yes
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STARTING MONTHLY FEE$0
PAYMENT PROCESSING FEESStarting at 2.2% plus $0.10
FREE TRIALYes
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N/AN/AYes
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STARTING MONTHLY FEEN/A
PAYMENT PROCESSING FEESN/A
FREE TRIALYes
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N/AN/ANo
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STARTING MONTHLY FEEN/A
PAYMENT PROCESSING FEESN/A
FREE TRIALNo
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$59N/AYes
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Via Korona POS’ website

STARTING MONTHLY FEE$59
PAYMENT PROCESSING FEESN/A
FREE TRIALYes
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Via Korona POS’ website

$0Starting at 2.29% plus $0.09No
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STARTING MONTHLY FEE$0
PAYMENT PROCESSING FEESStarting at 2.29% plus $0.09
FREE TRIALNo
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Monthly fees

Many POS companies, like Shopify and Clover POS, require customers to pay a monthly fee for their services. It is possible to find companies that offer free monthly plans, like Square and eHopper; however, this might limit the amount of features you have access to. 

Depending on the needs of your business, monthly fees for POS systems can go up to $399 per month.

Payment processing fees

Payment processing fees are typically a certain percentage of each transaction plus a flat fee, like 2.5% plus $0.10. The most common payment processing fees are interchange-plus fees, which add a small cost to each fee charged by network providers.

Cost of hardware

Depending on the hardware you need — mobile card readers, full registers or hardware kits — the upfront cost can be expensive. For example, a Square register costs $799. However, you can pay for the register over a two-year period. This might not be the best decision for small businesses that don’t want to start out in debt.

Typically, hardware that is smaller, like mobile card readers, is much cheaper. For example, a mobile card reader from Clover POS is only $49.

Other charges

There can also be other charges that you might not think of. These include location fees and transaction fees. If you have more than one business location, some companies will charge an additional fee. Also, providers like Shopify will charge an additional fee for now using its software integrations.

Frequently asked questions (FAQs)

The best POS system for your retail business will solely depend on the features you are looking for, along with your budget. However, we found that Square is one of the best options, especially for small retail businesses. It has retail-specific POS plans starting at $0. It also offers a free trial, which can be good for business owners who are unfamiliar with POS software.

You can upgrade or downgrade your plan whenever you want. The company also offers a variety of integrations to help customize your POS system to your needs. All plans also include unlimited items, but if you want discounted per-transaction fees, you will need to upgrade to the Plus plan. The company’s Premium plan is only for qualified businesses.

Depending on the POS system you choose, these steps might vary. Typically, you can set up a POS system for your business by following these steps:

  1. Open the software and log in: Sometimes, no installation will be needed. You can typically open the software and log into your store’s URL. You will need to enter the details of your business, but there should be instructions to follow.
  2. Upload product information: You will want to upload your inventory to the system, including your product’s name, SKU, supply and retail price, product description and more.
  3. User accounts: You will want to have a user account for each team member who will need to operate your POS system. This will include any admins, managers and staff members.
  4. Setting up hardware: Depending on what hardware you have, this could include setting up payment terminals, cash drawers and printers for receipts. You will have to turn the devices on, connect the devices to the internet and pair the devices to your POS system.
  5. Payment setup: You will want to make sure that your POS system has the right payment types added.
  6. Business apps: If you have other business apps, like one for a loyalty program or accounting software, you should be able to connect them to your business’s POS system.

Using your POS system starts with your customers wanting to purchase a product or service from your business. With the POS system, you can calculate the price of your product or service, along with any sales tax.

Then, your customer will pay for the item or service. If your customer uses a debit card or credit card, their bank will need to authorize the transaction. If the transaction goes through, then a receipt will be printed.

First, you will need to decide between a merchant account and a payment processor. A merchant account is a bank account that lets your business accept payments. On the other hand, a third-party payment processor, like Stripe, will handle the merchant account for your business.

If you want to accept online payments, you will need to have a payment gateway. This software helps businesses accept credit card information from customers in a secure way. Typically, payment processors will include this in their packages.

If you want to accept in-person payments, there are several options. You can have: 

  • A POS system.
  • A credit card reader.
  • A credit card terminal.
  • A mobile card reader.
  • A QR code.

If you want to accept credit card payments over the phone, you will need a POS system that will allow you to manually enter information.

Typically, newer POS systems need to have an internet connection. However, there are some POS systems that don’t require this. If you choose a system that doesn’t require an internet connection, you might run into some issues, such as: 

  • No updates to your POS system.
  • Incompatibility with some devices.
  • Risking the data of your business and customers.
  • Higher costs to maintain your system.

Yes, POS systems are secure. However, there are things your business can do to improve the security of your POS system. Some of those include: 

  • Use an iPad: Apple’s iOS system helps prevent hackers from gaining access to your business’s POS system. 
  • End-to-end encryption: If data is encrypted from the moment it hits your POS device, it will be more secure.
  • Use an anti-virus software: This will scan devices to find any issues that might need to be blocked.
  • Avoid external networks: If your networks are local and secure, unlike an external network, hackers are less likely to corrupt your system.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Sierra Campbell is a small business editor for USA Today Blueprint. She specializes in writing, editing and fact-checking content centered around helping businesses. She has worked as a digital content and show producer for several local TV stations, an editor for U.S. News & World Report and a freelance writer and editor for many companies. Sierra prides herself in delivering accurate and up-to-date information to readers. Her expertise includes credit card processing companies, e-commerce platforms, payroll software, accounting software and virtual private networks (VPNs). She also owns Editing by Sierra, where she offers editing services to writers of all backgrounds, including self-published and traditionally published authors.

Bryce Colburn

BLUEPRINT

Bryce Colburn is a USA TODAY Blueprint small business editor with a history of helping startups and small firms nationwide grow their business. He has worked as a freelance writer, digital marketing professional and business-to-business (B2B) editor at U.S. News and World Report, gaining a strong understanding of the challenges businesses face. Bryce is enthusiastic about helping businesses make the best decisions for their company and specializes in reviewing business software and services. His expertise includes topics such as credit card processing companies, payroll software, company formation services and virtual private networks (VPNs).