BLUEPRINT

Advertiser Disclosure

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy.

Points and miles can be a fantastic way for travelers to explore dream destinations. As a full-time digital nomad, I spend most of my time bouncing between Europe and South America. I’ve always loved the idea of visiting Australia, but I wasn’t sure when I’d have the opportunity because it’s so far away. From South America, flights can take almost 20 hours and cost more than $2,500 in economy, which is unattainable for many people. 

However, I knew I’d have to make it work to visit a close friend living in Melbourne for her 40th birthday in September 2024. At that time, I’ll be based in Istanbul, Turkey, a solid starting point for long-haul flights. Luckily, I have a few hundred thousand miles tucked away in several loyalty programs for times like this, and I put them to good use. Here’s how I’m making the trip entirely with miles earned on my Capital One Venture X Rewards Credit Card * The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Featured offer from our partner

our partner

Ad

Blueprint receives compensation from our partners for featured offers, which impacts how and where the placement is displayed.

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
BLUEPRINT RATING
Our ratings are based on specific use cases for each card. We compared this card to others in the same category and developed our rankings based on this criteria, along with our editorial input. Note that although we chose this card as the best in its category, the right card for you will depend on your own financial circumstances.
Apply Now
On Chase Bank USA, NA’s secure website

Welcome bonus

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

60,000 bonus points

Annual fee

$95

Regular APR

21.49%-28.49% Variable

Credit score

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

(700 – 749) Good, Excellent
Earn 5x points on travel purchased through Chase Travel℠, 3x points on dining and 2x points on all other travel purchases, plus more.

Editor’s take

Pros
  • Flexible points that can be transferred to 14 travel partners or redeemed through Chase Travel℠ at 1.25 cents each.
  • $50 annual statement credit toward Chase Travel hotel bookings.
  • Valuable travel protections.
Cons
  • $95 annual fee.
  • Category bonuses are limited and not competitive against other travel cards.
  • Transfer partner list is limited compared to programs like Amex Membership® Rewards and Citi ThankYou®.
The Chase Sapphire Preferred may not have a premium fee but it comes packed with enough benefits to stand tall in a crowded field of travel cards. It earns rewards at generous rates on travel purchased through Chase and on dining, and offers the same lineup of transfer partners as the more expensive Chase Sapphire Reserve®, plus a robust selection of travel protections.

Card details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Identifying the flight options

To start, I looked for flights from Istanbul to Melbourne for my desired dates. I knew I wanted to stay for around two weeks to make the most of the long trip. I also knew I wanted to avoid having more than one layover. Using Google Flights, I found that I had a few options for airlines, including Qatar Airways, Turkish Airlines, Singapore Airlines, Thai and Emirates. I wanted to use my Capital One miles because I had plenty to spare, but I wanted to be smart about how I used them.

Capital One has 14 airline partners that transfer at a 1:1 ratio:

  • Aeromexico Club Premier
  • Air Canada – Aeroplan®
  • Cathay Pacific – Asia Miles
  • Avianca LifeMiles
  • British Airways Executive Club
  • Emirates Skywards
  • Etihad Guest
  • Finnair Plus
  • Flying Blue
  • Qantas Frequent Flyer
  • Singapore Airlines KrisFlyer
  • TAP Miles&Go
  • Turkish Airlines Miles&Smiles
  • Virgin Red

Based on the transfer partners and airlines that fly the route I wanted, my options were Emirates, Singapore Airlines and Turkish Airlines. 

Checking each program for redemption availability

Once I had narrowed it down to three main options, I logged into each account to see how many miles my desired route would cost. I am 6’3”, so I prefer premium economy for added comfort during an almost full day of travel. Although I likely had enough miles for a business-class redemption, I opted to save them for a future trip, booking premium economy instead. 

Emirates does not offer premium economy on the route I selected, so I had to choose between redeeming 290,750 miles plus $2,418 in taxes and fees for business class and redeeming 147,500 miles plus $588 in taxes and fees for economy. Neither of these options felt suitable, so I ruled out Emirates. 

Turkish Airlines seemed like the obvious choice, as I’ll fly out of Turkey. However, availability was pretty low, and they also only had economy or business options: 60,000 miles and 210,000 miles, respectively, for a one-way fare. Again, not the best offering.

Transferring Capital One miles to Singapore KrisFlyer

Finally, I checked Singapore Airlines, which saved the day with wide-open availability in premium economy. Plus, when you redeem KrisFlyer miles, you can add a stopover in Singapore at no extra cost. On my way to Australia, I will fly from Istanbul to Singapore, which will take around 10 and a half hours. Then, I’ll have an almost three-hour layover to enjoy a meal at one of the many Priority Pass lounges before boarding my seven-and-a-half-hour flight from Singapore to Melbourne. Singapore Airlines is known for its fantastic premium economy service and has recently updated its product to include new meal options, dishware and a revamped amenity kit on flights of seven hours or longer. 

On my way back, I chose to add a stopover at no additional charge. I’ve never been to Singapore and thought this would be the perfect opportunity. So, I will fly from Melbourne to Singapore in about eight hours and spend two and a half days exploring before boarding my middle-of-the-night flight back to Istanbul. This trip costs just 148,000 miles in the Saver fare, plus just $166.50 in taxes and fees. It would have cost slightly less, 109,000 miles, to fly in economy. It��s only 39,000 extra miles to be more comfortable during such a long journey, and it felt more than worth it. 

Saver redemptions can fill up quickly, so booking well before your trip is best. Once I decided which flight I wanted to book, I logged into my Capital One account and transferred the necessary miles to my KrisFlyer account, which was instantaneous. Then, I immediately booked my flight to ensure I wouldn’t lose the deal. 

Final verdict

All in all, 148,000 miles is very attainable for most travelers, especially considering the 75,000 miles after spending $4,000 on purchases in the first three months of account opening welcome bonus for the Venture X, plus 10,000 bonus miles each account anniversary and up to 100,000 miles each year for referring friends. Between the bonuses and my regular spending, it took me no time to accumulate enough miles to make this possible. I’m thrilled to experience so many firsts in such a short period — my first time visiting Singapore, flying Singapore Airlines and going to Australia — all funded using my Capital One miles. 

*The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Harrison Pierce is a freelance writer and digital nomad that is passionate about all things personal finance and travel. While traveling full-time, he refined his love for writing and now enjoys working with various brands to tell stories and create meaningful content.

Allie Johnson

BLUEPRINT

Allie is a journalist with a passion for money tips and advice. She's been writing about personal finance since the Great Recession for online publications such as Bankrate, CreditCards.com, MyWalletJoy and ValuePenguin. She's also written personal finance content for Discover, First Horizon Bank, The Hartford, Travelers and Synovus.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.