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The JetBlue Plus Card * The information for the JetBlue Plus Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. offers a variety of valuable rewards for a modest annual fee of $99. A generous welcome bonus, tiered earning levels, and a yearly bonus translates into a plethora of points. The free checked bag perk can be worth more than the cost to own the card.


Why trust our credit card experts

Our team of experts evaluates hundreds of credit cards and analyzes thousands of data points to help you find the best card for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

  • 50+ cards analyzed.
  • 8 data points considered.
  • 5-step fact-checking process.

Introduction

The JetBlue Plus Card offers travel perks and earning opportunities that may be great if you travel frequently on JetBlue or its partner airlines. For JetBlue fans, the 50,000 points after spending $1,000 on purchases and paying the annual fee in full within the first 90 days of account opening is a great start towards earning free flights. Use the card for your daily spending and watch your points multiply even faster.

 Eligible JetBlue spending is worth 6 points per $1 on eligible JetBlue purchases, 2 points per $1 at restaurants and eligible grocery stores and 1 point per $1 on all other purchases.

In addition to earning points, you’ll also get useful benefits including a free first checked bag for free for you and up to three others traveling on the same reservation and a 50% discount on food and beverages purchased while in flight. And every year after your account anniversary, your account is credited with 5,000 points. 

JetBlue Plus Card basics

  • Annual fee: $99.
  • Welcome bonus: 50,000 points after spending $1,000 on purchases and paying the annual fee in full within the first 90 days of account opening.
  • Rewards: 6 points per $1 on eligible JetBlue purchases, 2 points per $1 at restaurants and eligible grocery stores and 1 point per $1 on all other purchases.
  • APR: 0% intro APR on balance transfers for the first 12 billing cycles, then a variable APR of 21.24% to 29.99% on purchases and balance transfers applies. Each balance transfer must be completed within 45 days of account opening. A balance transfer fee of either $5 or 5% of each transfer, whichever is greater, applies.
  • Short list of other meaningful perks/benefits: First checked bag free; 50% off food and drinks in flight; 5,000 point bonus after card anniversary; $0 fraud liability; Opportunity to attain TrueBlue Mosaic benefits after $50,000 annual spending.
  • Does the issuer offer a pre-approval tool? No.
  • Recommended credit score: Good to excellent. 

JetBlue Plus Card other details

JetBlue Plus Card rewards

The JetBlue Plus Card earns 6 points per $1 on eligible JetBlue purchases, 2 points per $1 at restaurants and eligible grocery stores and 1 point per $1 on all other purchases.

There’s a first-year welcome bonus of 50,000 points after spending $1,000 on purchases and paying the annual fee in full within the first 90 days of account opening.

Redeeming your JetBlue points starts with as few as 500 points. You can redeem a combination of points and money to get the tickets you want. You can pool points between family and friends, too. 

There are no blackout dates, and you can choose from any available seat at any time. JetBlue points don’t expire as long as your account is open. 

JetBlue Plus Card rewards potential

Using government data and other publicly available information, we estimate that a household in the U.S. that would be in the market for this card has an annual income of $84,352 and $25,087 in expenses they are likely to be able to charge to a credit card.

Our sample household spends $1,188 a year on flights, earning 7,128 points. Spending an additional $3,526 on dining and another $4,942 on groceries would earn 16,936 points. The remaining 15,431 in spending would earn an additional 15,431 in points for a total of 39,495 points.

We estimate a JetBlue point is worth about $0.014 cents so the average value of points earned annually on the JetBlue Plus card would be roughly $552.93 in flight value. 

JetBlue Plus Card APR

While there is no introductory APR rate on new purchases made with the JetBlue Plus card, there 0% intro APR on balance transfers for the first 12 billing cycles, then a variable APR of 21.24% to 29.99% on purchases and balance transfers applies. Each balance transfer must be completed within 45 days of account opening. A balance transfer fee of either $5 or 5% of each transfer, whichever is greater, applies.

To avoid paying interest, aim to pay your credit card balance in full and on time each month. 

JetBlue Plus Card pros

  • Relatively low welcome bonus.
  • Free first checked bag for you and up to 3 traveling companions.
  • Intro APR offer on balance transfers.

JetBlue Plus Card cons

  • Annual fee not waived the first year. 
  • Limited redemption options.
  • Best for JetBlue loyalists.

How to JetBlue Plus card compares to other airline credit cards 

JetBlue Plus vs. Chase Sapphire Preferred® Card

With a similar annual fee of $95 the Chase Sapphire Preferred card is jam-packed with travel benefits and elevated rewards. With this card you’ll earn 5 points per $1 on travel purchased through Chase Travel℠, 3 points per $1 on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per $1 on all other travel purchases and 1 point per $1 on all other purchases.

Redeem your points for cash-back, statement credit, gift cards or get 25% more value when used to book travel through the Chase Travel portal. You’ll also get up to $50 in statement credits annually when booking a hotel stay through Chase Travel and each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year. 

JetBlue Plus vs. Discover it® Miles

For those who want travel rewards yet the simplicity of a flat-rate rewards program, the Discover it® Miles card is worth looking into. For a $0 annual fee, you earn an unlimited 1.5 miles per $1 on purchases. Discover will automatically match all miles earned at the end of the first cardmember year. In other words, if you earn 35,000 miles in your first year, you’ll receive 70,000 miles. Redeeming your miles is simple—apply them as a statement credit to pay for eligible purchases or use towards your next travel adventure. The card offers a 0% intro APR on purchases and balance transfers for the first 15 months. After that, a variable APR of 18.24% to 28.24% applies. There's a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms). This makes this an attractive card if you have an upcoming large purchase.

JetBlue Plus vs. Citi Double Cash® Card * The information for the Citi Double Cash® Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

For simple and generous cash-back rewards, the Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. There are no annual fees and no limits to how many points you can earn. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 19.24% to 29.24%. An intro balance transfer fee of either $5 or 3%, whichever is greater, applies to transfers completed in the first four months. After that, the fee will be 5% of each transfer (minimum $5).

Should you get the JetBlue Plus Card?

The JetBlue Plus card is an excellent choice if you travel with JetBlue. If you and at least one companion check a bag round-trip once a year, you’ll come out ahead of the annual fee.

For someone seeking more flexible rewards or who prefers to fly a different airline, another card would be a better choice.

JetBlue Plus Card summary

JETBLUE PLUS CARD DETAILS
Annual fee
$99
Rewards
6 points per $1 on eligible JetBlue purchases, 2 points per $1 at restaurants and eligible grocery stores and 1 point per $1 on all other purchases
Welcome bonus
50,000 points after spending $1,000 on purchases and paying the annual fee in full within the first 90 days of account opening
APR
0% intro APR on balance transfers for the first 12 billing cycles, then a variable APR of 21.24% to 29.99% on purchases and balance transfers applies. Each balance transfer must be completed within 45 days of account opening. A balance transfer fee of either $5 or 5% of each transfer, whichever is greater, applies
Foreign transaction fees
0% of each transaction in U.S. dollars
Perks and benefits
Free first checked bag for you and up to 3 companions on the same reservation when you use your JetBlue Plus Card to purchase tickets; 5,000 bonus points every year after your account anniversary; 10% of your points back as a bonus after you redeem for and travel on a JetBlue operated Award Flight; Pool points with family and friends

Methodology

Our credit cards team has spent hours analyzing hundreds of travel credit cards. We took a deep dive into the details of each product and that analysis, combined with our years of experience covering credit cards, informed us as we developed these credit card rankings. We factored the following into our analysis:

  • Annual fees.
  • Travel reward rates.
  • Value of rewards.
  • Redemption options.
  • Additional benefits that a card may offer for travelers, such as travel insurance.

Frequently asked questions (FAQs)

You need a good to excellent credit score to be approved for the JetBlue Plus Card. A good FICO score typically ranges from 670 to 739, although having a score in this range is not a guarantee you’ll be approved for the card.

You can redeem your TrueBlue rewards from the JetBlue Plus Card for flights on the JetBlue website or app. When searching for your route, check the box that says “use TrueBlue points” and you’ll see how many points are needed for your desired itinerary. You can use a combination of points and cash towards your redemption. You can also use your points for JetBlue Vacations, and redeem for flights on Hawaiian Airlines or donate them to charitable causes. 

For those who travel extensively with JetBlue, the JetBlue Plus Card is useful and the rewards you earn will likely cover the annual fee. In addition, owning the card comes with a free checked bag perk for you and up to three companions traveling on the same ticket. 

No, the JetBlue Plus Card doesn’t offer rental car insurance. 

No, points do not expire for as long as your JetBlue True Blue account is open.

The JetBlue Plus card is a Mastercard. 

There is a $99 annual fee for the JetBlue Plus Card. 

*The information for the Citi Double Cash® Card and JetBlue Plus Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Charlotte Edwards Zhang is a personal finance writer. Prior to becoming a personal finance writer, Charlotte spent more than 15 years as an English as a foreign language teacher in small-town China, utilizing her education degree. She taught thousands of students across all levels; from preschoolers to C-suite executives, with middle school being her favorite age group. She’s written personal finance content for Joy Wallet, Save, Insurify, The Penny Hoarder, Money Under 30, RBC Wealth, NextAdvisor, Credit Sesame, The Simple Dollar, Work+Money, Capital One, Incomes Abroad, and International Living. Additionally, she’s ghostwritten content for real estate investing and insurance blogs. She enjoys giving personal finance tips to friends, knitting, cooking, and hanging out with her husband and two kids

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.

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