Cadillac Escalade black car at dealership. Cadillac is a division of American automobile manufacturer General Motors GM that designs and builds luxury vehicles.
Auto Warranty

Cadillac extended warranty

Key points
  • Cadillac Protection Plans can last up to eight years or 100,000 miles.

  • You can choose from three coverage levels, from basic powertrain to bumper-to-bumper.

  • Cadillac offers two prepaid maintenance plans.

There’s a good reason many popular songs mention Cadillacs. The iconic brand offers a uniquely American take on luxury automobiles. If you own a Cadillac, you likely want to keep it running as long as possible. That’s where a Cadillac extended warranty can help.

We dig into Cadillac’s extended warranty options, highlighting what’s covered, what isn’t and how much you might pay for the manufacturer’s warranty. We also compare Cadillac coverage with third-party coverage from a few of the best extended car warranty companies.

What does a Cadillac extended warranty cover?

The Cadillac Protection Plan features three levels of coverage: Powertrain, Silver and Platinum. Each plan can last up to eight years or 100,000 miles. Cadillac’s factory bumper-to-bumper factory warranty lasts 4 years/50,000 miles, and you have until that expires to purchase extended coverage from Cadillac.

Let’s take a closer look at each Cadillac Protection Plan.

Cadillac Extended WarrantyPlan Details
PlatinumThis bumper-to-bumper protection is similar to the Cadillac factory warranty. It covers 1,500 components, with only a short list of exclusions.
SilverThe Silver plan provides midlevel warranty coverage that protects key elements such as the engine, transmission, brakes and steering components.
Powertrain This basic powertrain warranty covers the engine, transmission and drive axle.

Cadillac extended warranty added benefits

When you purchase an extended warranty plan from Cadillac, you receive the following benefits:

  • 24-hour roadside assistance: All Cadillac Protection Plans feature roadside assistance with reimbursements of up to $100 per incident. This includes towing, flat tire assistance, battery jump-starts and delivery of fuel and other fluids.
  • Rental car reimbursement: Cadillac extended warranties pay up to $40 per day for up to 10 days for rental car expenses.
  • Lockout services: If you lock your keys in your Cadillac, this benefit covers up to $35 for locksmith services.
  • Trip interruption coverage: For covered mechanical breakdowns at least 100 miles from home, this benefit covers hotel and restaurant expenses up to $200 per day for up to five days.

Cadillac extended warranty exclusions

While covered components vary by Cadillac Protection Plan coverage level, some exclusions are common to them all. Here are a few items that aren’t covered by a Cadillac extended warranty:

  • Routine maintenance, such as oil changes and tire rotations
  • Wear-and-tear components, including brake pads and wiper blades
  • Damage from lack of routine maintenance
  • Damage from misuse
  • Tires and wheels
  • Key fobs
  • Damage from collisions, weather events, fire, theft or vandalism

Does Cadillac offer a maintenance plan?

Cadillac offers two maintenance plans: Pre-Paid Maintenance and Pre-Paid Maintenance Plus. Both plans are available in increments from 24–72 months, with a set number of covered services for each term. Services must be performed at General Motors dealers. Here’s what each option covers:

  • Pre-Paid Maintenance: Covers oil changes and oil filter replacements, tire rotation and multipoint vehicle inspections
  • Pre-Paid Maintenance Plus: Covers everything in the Pre-Paid Maintenance plan in addition to cabin and engine air filter replacements, brake fluid and wiper blades

What is Cadillac’s factory warranty?

New Cadillac vehicles come with a 4-year/50,000-mile bumper-to-bumper limited warranty and six years or 70,000 miles of powertrain protection.

Certified pre-owned Cadillacs get an extra year of bumper-to-bumper warranty coverage after the original new vehicle warranty expires. There’s no mileage limit for this extra year of comprehensive warranty coverage.

How much does a Cadillac extended warranty cost?

We received Cadillac Protection Plan cost estimates from Knap Vehicle Service Contracts Direct, an authorized dealer of General Motors-backed warranty plans. Here are some quotes for a 2022 XT5 with 35,000 miles:

Cadillac Protection PlanCoverage TermsDeductibleTotal Price
Platinum5 years/75,000 miles$0$3,928
Silver4 years/80,000 miles$0$3,261
Powertrain6 years/72,000 miles$0$2,961
Platinum6 years/72,000 miles$100$3,712
Silver4 years/60,000 miles$100$2,318
Powertrain5 years/60,000 miles$100$2,203

What does the average extended warranty cost?

We contacted eight top third-party warranty providers to better understand how much extended warranties cost, on average. Here are the average total estimates we received for each basic level of warranty coverage:

Extended Warranty TypeTotal Cost
Bumper-to-bumper$2,804
Midlevel$3,151
Powertrain$2,807

Is a Cadillac extended warranty worth it?

This answer depends on your ability to cover expensive future repairs. It’s also important to consider a brand’s reliability and average repair costs when deciding if an extended warranty is worth it. Cadillac isn’t among the most reliable auto brands, and its average repair costs are slightly high but not outrageous, so it’s a tough call.

Are Cadillac vehicles reliable?

Cadillac ranked No. 12 out of 29 automakers in the J.D. Power 2024 U.S. Vehicle Dependability Study. This study measured how many problems consumers reported in the first three years of car ownership. Cadillac clocked 196 problems per 100 vehicles on the road — slightly above the average of 190 across all brands.

RepairPal gives Cadillac 3.0 out of 5.0 stars for reliability, ranking it No. 26 out of 32 automakers. Cadillac owners make an average of 0.4 yearly visits to a repair shop, with a 17% chance that a repair will be severe, according to RepairPal.

How much are Cadillac repairs?

The average annual repair cost for a Cadillac is $783, which is slightly above the average of $652 across all brands, according to RepairPal. This figure can vary significantly according to the model. The Cadillac Escalade, for example, weighs in with an average annual repair cost of $1,007.

Here are a few common Cadillac repair estimates from RepairPal:

Cadillac ModelReplacementAverage Cost
XT5Brake master cylinder replacement$412–$475
ELRFuel pump replacement$646–$696
DeVillePowertrain control module (PCM) replacement$702–$982
CT5Turbocharger assembly replacement$1,050–$1,142
EscaladeFuel tank replacement$1,175–$1,312

Where should you buy a Cadillac extended warranty?

You can purchase a Cadillac Protection Plan from a dealership or authorized retailer, though it has some limitations. Third-party providers such as Endurance offer greater coverage options and considerably higher mileage limits. Also, you can buy a plan from an aftermarket warranty company at any time, whereas you must purchase a manufacturer’s extended warranty before your factory warranty expires.

You also need to visit a Cadillac dealer for covered repairs when you buy an extended warranty from the manufacturer. With third-party warranty companies, you can visit any ASE-certified repair facility.

Here’s a closer look at how three of the top third-party warranty providers stack up against Cadillac:

CadillacEnduranceCarShieldCarchex
Availability50 states49 states (no Calif.)49 states (no Calif.)50 states
Number of Plans3665
Coverage LengthUp to 100,000 milesUp to 200,000 milesUp to 300,000 milesUp to 250,000 miles
DeductibleVaries, but is waived if purchasing dealership performs repairs$0, $50, $100, $200$0, $50, $100, $200$0, $50, $100
TransferabilityYes for $50Yes for $50Yes for $50Yes for $50
Roadside AssistanceIncludedIncludedIncludedIncluded
Cancellation PolicyFull refund within 30 daysFull refund within 30 daysFull refund within 30 daysFull refund within 30 days

What’s next?

A Cadillac Protection Plan is a quality extended warranty, especially if you have a dealership you trust for service and covered repairs. However, if you want a vehicle service contract with longer coverage terms and your choice of repair facility, it’s better to explore your third-party warranty provider options.

4.5
Sign up and get $300 off your new contract!

Endurance offers coverage for up to 8 years or 200,000 miles, but it only offers long-term plans.

  • Our top pick for auto warranty
  • Mileage covered: Up to 200,000 miles
  • Longest term: Up to 8 years
  • Money-back guarantee: 30 days
  • Coverage options: 6 plans
  • Discounts: First-time applicant discount
Pros
  • Six coverage plans
  • Mechanical breakdown and maintenance benefits
  • First-time application discount
Cons
  • No unlimited or month-to-month plans
  • Elite benefits only free for the first year
  • BBB pattern of complaints for delay of claims

Our rating methodology for auto warranty companies

At Homefront, we analyze, rate and rank top vehicle service contract providers to help you discover the right one for your needs. The best automotive service contract companies offer transparency, affordability and expansive coverage options, among other qualities.

We rate companies using our objective scoring methodology. We assess brands on factors that are important to consumers like you — including cost, coverage, market standing, trustworthiness and customer experience. After scoring companies on a 100-point scale, we simplify final scores into the 5-star ratings you see in our content.

Editorial note: The name “Homefront” refers to the alliance between USA TODAY and Home Solutions that publishes review, comparison, and informational articles designed to help USA TODAY readers make smarter purchasing and investment decisions about their home. Under the alliance, Homefront provides and publishes research and articles about home service and home improvement topics.

Homefront has an affiliate disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Homefront editorial staff alone (see About Homefront). Homefront adheres to strict editorial integrity standards. The information is believed to be accurate as of the publish date, but always check the provider’s website for the most current information.

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