Most factory warranties end after 3 years/36,000 miles of coverage, and even the best car warranties limit coverage to 5 years/60,000 miles. With Americans keeping vehicles for an average of 12.6 years according to S&P Global Mobility, it’s important to find coverage that lasts for the duration of your car’s lifespan.
The best extended car warranty for cars over 100,000 miles is offered by CarShield, which sells policies for vehicles up to 300,000 miles. Carchex, Omega Auto Care and Everything Breaks offer plans that cover vehicles with up to 250,000 miles, with Endurance — our No. 1 overall pick — covering up to 200,000 miles.
But before you start learning more about your coverage options for high-mileage vehicles, request a free quote from Endurance below:
Best extended warranties for cars over 100k miles
We’ve reviewed the best car warranty companies on market standing, coverage, cost, trustworthiness and customer experience. Here, we’ve weighed the maximum mileage more heavily in the ranking. These companies are good options for covering costly repairs on older vehicles.
It’s kind of like if you go to the doctor’s office. You have to do your homework.
Michael Chung
These mileage limits all refer to the total miles on the odometer. When you get quotes for vehicle service contracts, coverage might apply for a certain number of miles from when you purchase the warranty. But for simplicity’s sake, we’re talking about total odometer miles in this article.
Extended warranty company | Maximum mileage limit | Number of plans | Average monthly cost |
---|---|---|---|
CarShield | 300,000 | 6 | $133 |
Carchex | 250,000 | 5 | $140 |
Omega Auto Care | 250,000 | 3 | N/A |
Endurance | 200,000 | 6 | $97 |
Everything Breaks | 250,000 | 5 | $80 |
More details on warranties for cars over 100k miles
Next, we’ll go over our top five picks in detail. The ranking order is based on the length of coverage available for cars over 100,000 miles.
What to know about extended warranties for cars over 100k miles
Having an extended warranty plan over 100,000 miles can give you peace of mind that expensive repair bills are covered on your high-mileage car. But whether an extended car warranty is worth it on a high-mileage vehicle can be another story.
Are extended warranties worth it on cars over 100,000 miles?
A high-mileage warranty can be worth it if you know what’s covered and can justify the cost. As your car ages past 100,000 miles, the chance of having a breakdown increases and you might find yourself asking, “How can I protect my car?” Warranty companies know this, of course. This is why it costs more to get the same coverage for an older car compared to a newer one.
Compare the types of automotive repair costs you’d want financial help with to those you can cover yourself. It might not be worth buying a comprehensive plan that covers everything from the electrical system to the brakes because it’s going to be more expensive. A basic powertrain vehicle protection plan covers the important parts that make your car go like the engine and drivetrain. You can find better rates on this type of coverage for an older car.
Also, consider getting a higher deductible. If you can afford to pay a $250 or $500 deductible to the repair facility, then you’ll find lower rates overall.
How do you find a reputable car warranty company?
To find a reputable warranty company for coverage over 100,000 miles, compare industry ratings and customer reviews on platforms like BBB and Trustpilot. If you have a luxury or electric vehicle, you’ll want to make sure the company covers those types of systems, as not all do.
Make sure the company offers sample contracts online or gives you time to look at a paper contract while you can get your money back. Be aware that some warranty companies require you to mail a notarized odometer statement in order to cancel, which can take some extra time.
Make sure the provider covers auto repairs at any licensed repair shop. All of our recommendations do, but some extended auto warranty companies limit you to specific dealerships for repairs.
Final take: CarShield offers the highest mileage limit for warranty coverage
CarShield is the best choice if you have an older car or buy a used car with a lot of miles on it and want an extended warranty that’ll cover you for longer. It can cover up to 300,000 miles on the odometer. That said, Carchex, Omega Auto Care, Endurance and Everything Breaks are all good options for high-mileage vehicles as well.
Get free quotes from multiple extended warranty providers to find the best high-mileage warranty for your budget and remember to always read the fine print of your contract before signing.
Our rating methodology for warranty companies
At Homefront, we analyze, rate and rank top vehicle service contract providers to help you discover the right one for your needs. The best automotive service contract companies offer transparency, affordability and expansive coverage options, among other qualities.
We rate companies using our objective scoring methodology. We assess brands on factors that are important to consumers like you — including cost, coverage, market standing, trustworthiness and customer experience. After scoring companies on a 100-point scale, we simplify final scores into the 5-star ratings you see in our content.
BBB and Trustpilot scores accurate as of January 2024.
Editorial note: The name “Homefront” refers to the alliance between USA TODAY and Home Solutions that publishes review, comparison, and informational articles designed to help USA TODAY readers make smarter purchasing and investment decisions about their home. Under the alliance, Homefront provides and publishes research and articles about home service and home improvement topics.
Homefront has an affiliate disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Homefront editorial staff alone (see About Homefront). Homefront adheres to strict editorial integrity standards. The information is believed to be accurate as of the publish date, but always check the provider’s website for the most current information.
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