What those terms and conditions really say

Those terms and conditions many of us agree to without ever reading are actually pretty important.

They contain all sorts of clauses that can infringe upon your rights and privacy.

Consumer reporter Matt Granite has found a free website that skims through the jargon for you and quickly boils down what you really need to know.

Watch the video above for details, and follow @MattGranite for more money and time-saving tips.

Matt Granite is a consumer reporter with WKYC in Cleveland. His videos offer tips to consumers on how to save money.

We do not get any financial compensation for mentioning any of these deals or companies. The only purpose of this segment is to save you money.