The Daily Money 12-9

Welcome to the week, money readers. It's David, with our top stories to get you going this Monday. 

Did you peek at your 401(k) statement over the weekend and wonder -- What should I do next? We've got guidance on the hot areas to invest in next year. Luckily, your account probably got a big boost on Friday ... and in the near future. We'll tell you why. We also explain the five steps you need to take now with your IRA.

Keep scrolling for more money and tech news.

David Brinkerhoff, Deputy Money Editor