Daily Money 02-11-21

Good morning, Daily Money subscribers, it's Nathan Bomey visiting your inbox on this Thursday morning. Today's our second day of trying something new. It's called ...

INSIGHT OF THE DAY: On Tuesday, I reported that several major employers, including Target, Amazon and Walmart, are not offering incentives to their workers to get a COVID-19 vaccination despite many smaller employers doing so and despite advocates saying it would help everyone. On Wednesday, Target announced that it would provide up to four hours to hourly workers and free Lyft rides to get vaccinated. Coincidence?

So, what do think -- is the economy improving out there? There are some signs that it is, including increases in temporary jobs and hours, our Paul Davidson reports.

Trying to figure out where to retire? Here's a breakdown of typical retirement costs in each state.

Does your retirement strategy include stock picking? Maybe it shouldn't. Chances are you might be better off going with index funds.

No matter what your strategy, there's still time to contribute to your Roth IRA.

More headlines and tips below.

--Nathan Bomey, Money reporter