Daily Money: Should you buy into SPACs; IRA investment strategy; companies that don't pay taxes

Good morning, Daily Money crew, it's Nathan celebrating the onset of the weekend!

You know what they say. A dream is a wish your heart makes. ... Disneyland reopens today. (And, yes, I'm not ashamed to say I knew that lyric by heart.)

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💡 INSIGHT OF THE DAY: Due to contribution limits, it's tough to become a millionaire by only investing in an IRA. If you contributed the maximum $6,000 annually and earned 7% on average, it would take you 37 years to reach $1 million. Bottom line: An IRA is good to have, but a 401(k) will help you get there faster if your employer offers one.

📰 Here are our top stories:

1. Shaq, Ciara and A-Rod have one. But are SPACs, the latest investment craze, right for you? 

2. During his speech to Congress, President Biden cited a study claiming that dozens of American companies are paying no income taxes. The top 10 includes companies like Charter Communications, Nike and Salesforce.

3. What if the best investment strategy for you is to buy and hold ... for decades?

4. This just in this morning: Roku is pulling the plug on YouTube TV as its dispute with Google continues. Will they patch things up?

5. Ever seen the "It's Gonna Be May" meme featuring Justin Timberlake? Get ready to. Here's how it happened.

I, for one, am floored that it's almost May. We're already four months removed from 2020. Does it feel like it to you?

--@NathanBomey