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The Daily Money: iPhone 13 making debut; home buying tips; McDonald's Happy Meal toys feature Disney characters

Portrait of Nathan Bomey Nathan Bomey
USA TODAY

Good morning, Daily Money subscribers, it's Nathan wishing you a happy new-iPhone-to-be-revealed Tuesday!

💰 The Daily Money is USA TODAY's Monday-through-Friday-morning roundup of all things personal finance, business and tech. If this email was forwarded to you or if you found it online, you can subscribe for free here!

On to our ... 

💡 INSIGHT OF THE DAY: If you doubt whether racism is still systemic in American real estate, check out this story. A Black family got a lowball appraisal on their Ohio home. Then they switched out all their family photos on the wall with photos of the white family next door and got a second appraisal. It was $100,000 higher.

💡 💡BONUS INSIGHT: Some have called them the unemployment capitals of the U.S.: Yuma, Arizona, and El Centro, California. The two border cities had the highest jobless rates of any American market in July at 20.1% and 18.9%, respectively. One key reason: They're overly reliant on agriculture. Our Craig Harris visited both cities to talk with local leaders, who dispute the federal government's assessment of their local economies.

⌚ WHAT TO WATCH FOR: Apple is expected to reveal the new iPhone at 1 p.m. today. We'll have coverage at USATODAY.com/tech.

📰 And here are more stories you won't want to miss:

1. Thinking about buying a house? It's a seller's market, but now still might be the perfect time if you are in these metro markets.

2. It comes down to the basics: Here are three paths to retiring as a millionaire.

3. Do you own an iPhone or iPad? Update your Apple devices right now.

4. The government is mandating vaccination for most U.S. workers. Are airline passengers next?

5. A subscription for tacos? Taco Bell is testing a 30-day "Taco Lover's Pass."

6. McDonald's Happy Meals will come with Disney toys for a limited time: 50 iconic characters to celebrate Disney World's 50th anniversary.

I'm crossing my fingers for Olaf.

--@NathanBomey 

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