The Daily Money: Retirees need a budget; economy slows; 'I Bonds' can protect from inflation

Good morning, Daily Money friends, it's Nathan ready to get you started for the day!

👗🍫 I don't know what a chocolate dress fashion show is, but there is one ... and it's opening in Paris. 

Apparently it has something to do with models wearing dresses adorned with candy.

Because who wouldn't like to wear a Hershey bar?

💰 The Daily Money is USA TODAY's Monday-through-Friday-morning roundup of all things personal finance, business and tech. If this email was forwarded to you or if you found it online, you can subscribe for free here!

On to our ...

💡 INSIGHT OF THE DAY: Making a budget is crucial for many retirees. Don't know where to start? To preserve your nest egg, it's best to only withdraw 4% of your retirement funds annually. That should help protect you from the inevitability of inflation.

📰 And here are more stories you won't want to miss:

1. Economic growth slowed in the third quarter. But economists seem to think it's not reason to worry.

2. Hate returns? Kohl's feels your pain and is doing something about this ahead of the holiday season.

3. "I Bond" rates can be an inflation hedge: What are they and why should you buy some now?

4. Target has unveiled its early Black Friday deals. The chain will hold a series of 'Holiday Best' sales starting Halloween.

5. Is your computer a mess? Here are five steps to quickly clean up your digital junk.

🧹 That feels like the 21st Century version of telling you to clean your room.

--@NathanBomey