#tellusatoday: Should Congress, banks do more to help?

• How about offering restructured loans before customers are late on their payments.
• Address housing with a program with suspended foreclosure if conditions are met.
• Banks should help, but don't let the government get involved.

We asked our readers on Twitter whether more needs to be done to boost recovery of the housing sector:

How about offering restructured loans before customers are late on their payments not after. This gives incentive to pay on time. - @roylee1

The market is still not completely corrected. The government needs to reduce its role in mortgages. - @pgauctioneer

Address housing with a program with suspended foreclosure if a person is living in the home, trying to work or retrain, and paying a portion for two years. - @johnoxford1

Banks should help, but don't let the government get involved. Let the private sector resolve itself. - @HarpAmyStabler

If banks knowingly acquired subprime loans, then yes, they should help. If someone blatantly refused to honor obligation to bank, no. - @educationreform

It was the banks that gave loans to people that couldn't afford them. The banks should do more, but it will take a law by Congress. - @Becks543

For more of this discussion, follow @USATOpinion on Twitter.