Check In Clearing/Returns Representative

Our Check Operations team is comprised of experienced detailed orientated individuals who are responsible for retrieving and reconciling of check inclearing items and completing check returns in accordance with Reg CC and federal guidelines.

We are excited to share that S3 was named a Top Workplace of 2022 through the Baltimore Sun and 2023 Top Workplace in the USA as well as for leadership. Our commitment to teamwork and a positive attitude enables us to deliver service that generates quality results for our partners. If you join our team, we’ll invest in your learning and development through training programs designed to power your success.

S3 is a Credit Union Service Organization (CUSO) which is an organization, owned by credit unions. We serve credit unions by supporting their operations and delivering world class service.  We support the credit union members with their loans, deposits and other financial needs to achieve their goals.

S3 STAR Values

• Service
• Teamwork
• Attitude
• Results
  
  

Location: Canton, MD – Eligible for hybrid schedule upon reaching 90 days of service.

Top Job Responsibilities

• Retrieves Federal Reserve return files and processes all chargeback items .
• Processe s in clearing files and settlements daily .
• Work in collaboration and partnership with other check processing team members to achieve SLAs .
• Performs various types of research and adjustments within check processing .
• Perform Federal Reserve adjustments and assist Recon/Accounting teams with balancing and settlement.
  
  

Other Responsibilities And Opportunities

• Assist with testing of new products or upgrades to existing departmental systems.
• Review, approves, and processes Remote Deposit Capture exceptions and makes necessary corrections as backup to our 3rd party vendor.
• Required knowledge of all departmental SOP as to act as back-up when staffing or volume demands dictate.
• Additional job - related projects and duties as assigned by management.
  
  

Qualifications & Skills

• 1 year check processing experience, preferred.
• High attention to detail.
• Ability to multitask under targeted deadlines.
• Ability to prioritize workload.
• Strong analytical skills.
• Proficient in Microsoft office (Word, Excel, Outlook).
• Knowledge of regulation CC, regulation E, BSA, and UCC articles.
  
  

Perks And Benefits

• Group medical, dental, and vision coverage insurance
• Generous Paid Time Off
• Up to 11 Paid Holidays Per Year
• 401(k) With Employer Match and Discretionary Contribution
• Employee Referral Program
• Wellness Programs
• Peer-to-Peer Recognition Program
  
  

Equal Employment Opportunity

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected status.”

ADA Statement & Requirements

S3 is committed to the full inclusion of all qualified individuals. In keeping with our commitment, S3 will take steps to ensure that people with disabilities are provided reasonable accommodations.

Work Environment- This position operates in a professional office environment. This role uses standard office equipment such as computers, phones, photocopiers, filling cabinets and fax machines.

Cognitive Requirements-

Occasionally: Perform basic mathematical computations. Compile, copy and compare information. Analyze and compute information. Problem solving and critical thinking. Motivate, lead, influence and collaborate with others both internally and externally. Exhibit excellent customer service skills.

Frequently: Works independently, little supervision needed. Effectively communicate verbally and in writing.

Constantly: Comprehend materials and follow instructions. Handle confidential/sensitive information.

Physical Requirements-

Occasionally: Use hand/fingers to handle and feel.

Frequently: Speak coherently.

Constantly: Sit- Remaining in a seated position for long periods of time. Use hands/fingers for repetitive keyboard & hand motion.

Emotional Effort- Occasional short deadlines. The work environment is occasionally hectic with periods of high stress.

Internal/External Interaction- Occurs occasionally with periods of high volume.