Why NEXT?

If you want to protect your assets, your company, your employees and yourself, the answer is yes! You do need business insurance. Our process is simple so you can get an instant quote in minutes and immediately purchase coverage. NEXT is rated “A- Excellent” by AM Best, the industry standard for rating insurance companies, so you can be confident that we provide quality business insurance, expertise and outstanding customer service.

Business insurance is divided into different policies that protect your business from different risks. We offer several types: 

• General liability 
• Workers’ compensation
• Professional liability/E&O 
• Commercial auto 
• Tools & equipment
• Commercial property 
• Business owners’ policy

We have tailored plans for 1,300+ professions. We can help you design the coverage that best fits your business.  If you bundle two or more policies with NEXT, you can save up to 10%.

The type of business insurance you need depends on several factors, including what kind of business you operate, where your business is located, whether you have a physical location, the number of employees and your business vehicle. It can sound complicated, but with our instant quote, we will quickly walk you through the process to help you determine exactly what coverage you need.

The cost of small business insurance is dependent on a number of factors, but our prices start as low as $19/month for general liability insurance.† Get an instant quote to see how much coverage will cost for your particular small business. Learn more about small business insurance costs.

Filing a claim with NEXT is easy. Just log in to your customer account, tell us what happened, and a U.S.-based claims advocate will get to work to help you resolve your claim as soon as possible. Learn more about the claims process and how we’re there for you when you need us the most.

We’re here when you need help. You can get 24/7 instant support with our chat resource or you can chat with our U.S.-based insurance experts weekdays from 8 a.m. to 5 p.m. CT. Check out our help center for answers to many common questions.