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Credit Cards

What is a hard credit inquiry?

What is a hard credit inquiry?

A hard credit inquiry occurs when you formally apply for financing. A hard credit pull can temporarily lower your credit score.
woman using a credit card while traveling abroad

Best no foreign transaction fee credit cards for July 2024

Many credit cards charge foreign transaction fees, but these cards let you go on the road without the extra fees.
cash back from credit card

Best cash back credit cards for July 2024

Cash back credit cards are a good idea for anyone interested in saving money on everyday purchases. Think of it as a rebate for your expenses.
best balance transfer credit cards

Best balance transfer credit cards with 0% APR

When you open a credit card with 0% intro APR on balance transfers, you can pay off high-interest debt exponentially faster — and save hundreds of dollars.
best business credit card

Best business credit cards for July 2024

Whether you own a large corporation or a modest side gig, you can qualify for a business credit card — it’ll save you headaches during tax season.
Best credit cards to build credit

Best credit cards to build credit for July 2024

Building a strong credit profile is one of the most important steps you can take to improve your financial well-being — your life, for that matter.
Happy man with zero percent apr card

Best low-interest credit cards of July 2024

Carrying a balance month-to-month should be as temporary as possible. Even credit cards with a low APR can inflict devastating interest fees.
Best gas credit cards

Best gas credit cards of July 2024

Because gas is an ever-increasing expense for most folks, the best gas credit cards are a hyper effective way of lessening the blow at the pump.
Best credit cards for instant approval

Best credit cards for instant approval in July 2024

Credit cards that participate in instant approval eliminate the agonizing wait after applying for a credit card — and help you to get your card sooner.
Couple paying with credit card at a hotel.

Best hotel rewards credit cards of July 2024

The best hotel credit cards offer valuable on-property benefits, generous rewards and other perks that can make them worthwhile.
Best credit cards for groceries

Best credit cards for groceries in July 2024

The best credit cards for groceries can help you get between 3% and 6% back in the form of cash or points on purchases you already plan to make. Here’s how our top picks compare.
Best Chase credit cards

Best Chase credit cards: The top offerings from America's biggest bank

Chase offers excellent credit cards for travel and cash back rewards. Some Chase cards are available with no annual fee, but an annual fee may be required for the best cards. For some households, a combination of multiple cards can lead to the best rewards.
Best no-annual-fee credit cards

Best no-annual-fee credit cards

These credit cards offer the opportunity to earn rewards and other benefits but without an annual fee.

Best credit cards for excellent credit 2024: Rewards and good terms for proven excellence

Excellent credit provides you with the ability to pick and choose your rewards credit cards based on your needs and financial habits.
Credit cards rewards hundred dollar bills

Best rewards credit cards for July 2024

A rewards credit card can turn everyday spending into hundreds in cash back, cheap flights to visit family for the holidays or a free stay at a luxury resort.
Best soft-pull credit cards

Best soft-pull credit cards for July 2024

With soft-pull credit cards, you can get an idea of your odds at qualifying for a credit card without any risk to your credit score.
wood blocks spell fair with hand holding wood block with money bag printed on it

Best credit cards for fair or average credit 2024

The best credit cards for fair/average credit have few fees and a low barrier to qualify.

How to consolidate credit card debt

Consolidating credit card debt has many benefits, including expedited payment, reduced interest costs, simplified account management and credit improvement. Here’s how to do it.
How old do you have to be to get a credit card?

How old do you have to be to get a credit card?

Discover the age requirements for obtaining a credit card in the U.S. Learn about the minimum age, income prerequisites and options for young adults under 21 to start building credit early.
Credit cards for international travel

Best credit cards for international travel in July 2024

Maximize your travel experience with the best credit cards for international trips. Compare features like no foreign transaction fees, rewards, and premium perks to find the right card for your next adventure.
Booking a $16,000 playpen in the sky with Amex points

Booking a $12,000 playpen in the sky with Amex points

You can book Qsuites from many major U.S. hubs, including Miami (MIA), Atlanta (ATL), Dallas (DFW), Chicago (ORD) and New York (JFK). All flights travel through Doha, Qatar (DOH), but you can book through to many areas around Europe and Asia.

Chase Freedom Unlimited review 2024

A great all-around rewards credit card for beginners and those wanting to maximize travel purchases.
woman booking flight with credit card

Best airline credit cards of July 2024

The best airline credit cards have benefits like high reward rates, free checked bags and access to premium airport lounges. Co-branded airline cards and general travel cards can both offer excellent value.

What is the CVV number?

A CVV number is an important security feature of a credit or debit card. Find out what it is and where to find your CVV.
How to increase your credit limit

How to increase your credit limit

Requesting a credit limit increase is easy — but there are good and bad times to make the request. Here’s how to increase your odds of approval.

American Express Membership Rewards guide

Amex Membership Rewards can be earned with cards from this issuer and redeemed for travel, merchandise, gift cards and more. Here’s how Amex’s Membership Rewards work and how to earn points.
Chase Ink Business Preferred Credit Card review

Chase Ink Business Preferred Credit Card review

Whether you want to reduce business travel expenses or cross off personal bucket list items, the card’s rewards are a hyper-powerful tool to achieve your goals.
What is a black credit card?

What is a black credit card?

Black credit cards offer the best possible perks for the highest annual fees, and they're available on an invite-only basis.
Best credit cards for young adults

Best credit cards for young adults of July 2024

The best credit cards for young adults to build good credit and learn good financial habits. Having no annual fee, rewards or benefits provide additional value.

What is a balance transfer - Is it a good idea?

Balance transfer credit cards offer a limited opportunity for disciplined consumers to pay down more expensive debt.
earn points sign best sign up bonus credit cards

Best credit card bonuses for new cardholders July 2024

Depending on how you use your rewards, it’s possible to get over $1,000 in value from the bonuses offered by the best credit cards.

Best credit cards for travel insurance in 2024

The best credit cards with travel insurance can reimburse you when your flight is canceled, your trip is interrupted, your bags are lost and more.
Best credit cards for students

Best credit cards for students of July 2024

Student credit cards are an excellent way for young adults to start with credit.
Revvi Card review

Revvi Card review 2024

If you’re looking for a cash back rewards card for borrowers with less than perfect credit, the Revvi card could be an option. Learn more here.

The best American Express credit cards in 2024

American Express offers many popular credit cards, so you should choose the best for you based on rewards, annual fee and other factors.
Best credit cards for beginners

Best credit cards for beginners 2024

Your first credit card may look unimpressive, but it’s merely a stepping stone to more valuable credit cards in the future.
Can you pay your mortgage with a credit card?

Can you pay your mortgage with a credit card?

It’s possible to pay your mortgage with a credit card for rewards, but the fees might outweigh the benefits. Here are some other options to consider.

How to get a business credit card

Business credit cards serve many purposes, such as separating your business expenses from your personal expenses for tax purposes.

How to lower your credit card interest rate

If your credit has improved since you were first issued your credit card you may qualify for a better interest rate. Or you could look for a card with a lower interest rate, and transfer your balance. Here's how to lower your credit card interest rate.
Best credit cards for bad credit

Best credit cards for bad credit in July 2024

If you have bad credit, you can still get a credit card, and you if you use your credit card wisely, you can rebuild your credit and get back on track.
First Progress Platinum Elite Mastercard Secured Credit Card review

First Progress Platinum Select Mastercard® Secured Credit Card review 2024

The First Progress Platinum Elite Mastercard Secured Credit Card is a simple credit card to build or rebuild your credit.

Blue Cash Preferred® Card from American Express review 2024

Explore the Blue Cash Preferred Card: Great for busy families, commuters, with low fees and cash back rewards on supermarkets, gas and more.

Applied Bank Secured Visa Gold Preferred card review

The Applied Bank Secured Visa Gold Preferred credit card is a credit card with guaranteed approval for applicants. Learn more here.
How many credit cards should I have?

How many credit cards should I have?

Having multiple credit cards can help you earn more rewards and boost your credit score, but you’ll need to juggle multiple payments. Learn more about the pros and cons of a multi-card strategy.

How to apply for a credit card (and get approved)

Learning the ins and outs of credit scores may help you get approved for a credit card.
American Express Platinum Card review

American Express Platinum Card review 2024

Learn more about the top-tier American Express Platinum Card, its pros and cons, features, hidden perks and more.
American Express Gold Card review

American Express Gold Card review 2024

The American Express Gold Card comes with several perks for travelers and foodies. Find out if it’s right for your wallet.
Chase Sapphire Preferred review

Chase Sapphire Preferred review 2024

The Chase Sapphire Preferred is one of the most accessible and flexible travel rewards cards out there.
Capital One Savor Rewards credit card review

Capital One Savor Rewards credit card review 2024

Maximize your rewards earnings with entertainment and dining purchases.
What is annual percentage rate (APR)?

What is annual percentage rate (APR)?

An APR is simply a way to express the total cost of a loan, including interest and fees.

How to pay off credit card debt fast

Getting out of debt fast is easier if you have a plan. Find out the best ways to pay off credit card debt and the tools that can make it happen.
Destiny Mastercard review

Destiny Mastercard® review 2024

The Destiny Mastercard is a credit card for people with subpar credit looking to rebuild. Learn the pros and cons of the Destiny Mastercard here.
What is revolving credit?

What is revolving credit?

Credit cards and personal lines of credit are both forms of revolving credit. This type of borrowing is very flexible, but generally comes with high interest rates.
Should you cancel a credit card?

Should you cancel a credit card?

Canceling a credit card can damage your credit score because it lowers your available credit, leading to a higher credit utilization ratio. Here's what to consider before closing the account.
what do credit card numbers mean?

Credit card numbers: What do they mean?

Look at the front and back of your credit card to find important numbers, such as the credit card number, security code and expiration date.
man looking at credit cards and computer

Chase Sapphire Reserve® Credit Card review for 2024

The Chase Sapphire Reserve offers a lot of bang for your buck for a travel rewards credit card, and taking advantage of all that it has to offer will more than offset the $550 annual fee.
Capital One bank

Capital One Quicksilver Cash Rewards Credit Card review 2024

This Capital One Quicksilver Cash Rewards Card review can help you decide if this flat-rate cashback card is right for your wallet.

Bilt Mastercard® review 2024

The Bilt Mastercard is a unique credit card for anyone who pays rent and wants to earn travel rewards. Learn about the Bilt Mastercard here.

Debit cards vs. credit cards

Should you use a debit card or a credit card for purchases? We compare the pros and cons of each to determine which is right for you.
What is a subprime credit card?

What is a subprime credit card?

If you don’t have great credit, you might want to build it up through a subprime credit card.
contactless credit card payment

What is a contactless credit card?

Contactless credit cards utilize contactless technology, such as RFID technology, to execute transactions without any physical interaction.