Arta Finance

The ultra-rich have financial superpowers that most of us don’t even know about.  That changes today.  Introducing Arta, the “Digital Family Office”. With the help of deep tech and AI/ML, our mission is to bring these superpowers to millions more globally 👉 https://lnkd.in/guGzS_Re

"To say finances are not important, people are fooling themselves in today's world." Diya Jolly, CPO of @Xero, shares the honest truth about what it means to have financial freedom. Listen to the full episode wherever you enjoy podcasts. 🖖🎧

If you’re a Qualified Purchaser, log in to your Arta app to join us on July 10th to hear more about Firebolt Ventures’ investment strategy from co-founders Gokul Rajaram and Cherian Mathew. Want to get to know the team better in the meantime? Check out our recent podcast interview with Gokul and Arta CEO Caesar Sengupta – "The Superpower of Being Helpful" (link in comments). Gokul reflects on his experience at generational tech companies like Google, DoorDash, and Pinterest, as well as lessons from over a decade in angel and venture investing. To register for this session, sign in or create your free Arta account now: www.artafinance.com

How to think about companies when it comes to angel investing, with Gokul Rajaram. Episode 09, wherever you enjoy podcasts. 🖖🎧

🥱 Ever heard of “quiet quitting”? Well, your money does it too. When we think of cash, we often imagine it as a stable part of our financial portfolio. However, cash left in low-yield accounts is not just “sitting there” getting its job done. It’s effectively losing value over time. That’s called a “cash drag” on your overall portfolio. Like an unhappy employee "quiet quitting"—showing up to work but putting in minimal effort–your idle cash is doing the same. And your portfolio is quietly missing out on its full potential. Imagine if, instead of earning a near-zero return, you could secure a 2.5% annual yield on those funds. Sure, the current rate might hover around 5.5%, but let's not bank on interest rates sticking at that peak indefinitely. For our planning horizon, let's adopt a more conservative estimate of 2.5%. Over 30 years, that 2.5% yield could transform $100,000 into approximately $209,000. That’s more than double—just by making your cash work a bit harder for you. To be clear, this isn't about taking on additional risk for higher returns; it's about harnessing the power of compounding over time. For those holding significant cash in their savings account, the difference over the long term could mean the dream home, the summer vacations with the family during retirement, or the charitable contributions you hope to make down the road. All of these goals could be significantly closer with just a simple adjustment to your cash management strategy. So how do you turn your lazy dollars into star performers? High-yield savings accounts (HYSAs), certificates of deposit (CDs), municipal bonds, and Treasury securities are all valuable alternatives to consider. Each has different tax implications, liquidity horizons, and varying yields, so the first things you need to figure out are your goals and how much of your idle money you want to transform from slacker to go-getter. Here’s what to do: 1️⃣ Review your accounts: Look at the interest rates on your current savings and checking accounts to see what you’re currently earning. 2️⃣ Research alternatives: Compare high-yield savings accounts, CDs, Treasury securities, and municipal bonds to find the best fit for your needs. 3️⃣ Reallocate funds: Calculate how much cash you need for emergencies or short-term needs, and move the rest from low-yield accounts to higher-yield alternatives. 4️⃣ Consult an expert: Ask your digital family office to guide you through each step of the way. Your portfolio deserves better than quiet quitting. Head over to Arta to get a higher yield on your savings - Harvest Treasuries portfolio actually pays more than 5%! Check it out here: https://lnkd.in/gQFUuj4a And see Harvest Treasuries disclosures here: https://lnkd.in/gTjRxbS7 💪 Let’s light a fire under your idle funds and make them hustle! 💪

Rahul Roy-Chowdhury, CEO of Grammarly on making decisions as a family - especially when it comes to career. Hear the full episode wherever you enjoy podcasts. 🖖🎧 Parisa Pourhabib 🖖🎧

Thrilled to be included in Brent Sullivan's Direct Indexing Market Map - and to help make tax-advantaged investment strategies more accessible!

🎙️The latest episode of Arta Finance "Live Long and Prosper," features the incredible Rahul Roy-Chowdhury, CEO of Grammarly! In this episode, we cover topics that resonate deeply with me: AI in business, investing on a personal level, and hard-earned career wisdom. Here are three key takeaways: AI Innovations and Business Impact: Rahul shares how AI stands as the most disruptive technological force of our time, highlighting its immense potential to revolutionize productivity and interaction. He offers insights from the front lines on leveraging AI to enhance human communication, business operations and the critical need to stay adaptable in a fast-evolving tech landscape. Personal Finance and Investing: Rahul shares his financial journey, underscoring the importance of simplifying investment strategies. He advocates for consistent investing, preferring index funds over stock picking, and maintaining a disciplined, long-term approach to wealth building. Career Lessons: One of Rahul's most profound pieces of advice is the importance of tuning out external noise when making significant life decisions. He emphasizes the need to trust your inner voice, align your choices with your core values, and embrace the support of loved ones in your professional journey. This conversation is brimming with wisdom and inspiration. Thank you Rahul Roy-Chowdhury for doing this. I’m so lucky to host these conversations - and even more so to share it with the world. I hope you enjoy it! 🖖🎧

🖖🎧 Don’t miss the new "Live Long and Prosper," podcast featuring Rahul Roy-Chowdhury, CEO of Grammarly. Here are five ideas he discussed with podcast host and Arta CEO, Caesar Sengupta: 👉 AI in Business: We all know AI is transforming industries, revolutionizing productivity, and reshaping the future of work. Rahul shares his unique perspective on AI's potential to drive business growth and innovation. 👉 Investing Strategies: Learn about Rahul's personal finance journey and his approach to investing. He emphasizes the benefits of simplifying investment strategies and the power of consistent, long-term investing. 👉 The Power of Mission-Driven Work: Rahul discusses the importance of aligning your career with a mission that resonates with you. Hear how his passion for impactful work guided his career choices, leading him to significant roles at Google and Grammarly. 👉 Navigating Major Life Decisions: Learn from Rahul's experiences making pivotal life choices. He highlights the necessity of tuning out external noise, trusting your inner voice, and making decisions that align with your core values. 👉 Future of Interpersonal Interaction: Hear how Grammarly is leveraging AI to enhance and improve human interactions in an increasingly digital world. Rahul shares developments and future plans for making communication more effective and meaningful. Listen to the full episode on the Arta website or your favorite podcast platform! https://lnkd.in/gfsrhEM4

📣 Arta members: Holding off on investing given today’s elevated market? If so, you’re not alone. Our newest structured product is designed to address just this situation. It’s called Balance. And it’s designed to help you target two goals at once: 👉 Offense: Get 110.9% of S&P 500 returns if the index is up. 👉 Defense: Protect the first 10% of losses if the index is down. Join our derivatives experts Matt Linker and Yekaterina Alferova for an info session next week to learn more: 🔹 Introducing Balance June 2024 🗓️ Monday, June 24, 2024 at 4 pm PT / 7 pm ET 💻 Check your email or Arta web app to register Investing is a constant balancing act between risk and return to achieve your financial goals. If investing in today’s market at record highs is giving you pause, take this opportunity to learn more about Balance. The investment window is open through June 30, 2024. See important disclosures here: https://lnkd.in/gxEQKThK