We ranked Endurance as the best car warranty company because it has six coverage options, long term limits and monthly costs that are cheaper than the industry average. Autopom is another top pick because of its customer reviews that speak highly of the company.
Most of the best car warranty companies offer similar options when it comes to coverage plans. However, they’re not all the same and have nuanced differences you’ll need to pay attention to while choosing a third-party warranty. For example, some offer the freedom to choose any repair shop, while others are only valid at a particular dealer.
In the words of Michael Chung, senior director of market intelligence for the Auto Care Association, “If you have provider A and compare [its] product versus provider B, what are the differences? They’re not necessarily going to be the same in terms of what’s covered.”
We’ve reviewed the best extended warranty providers in the industry and will give you a detailed look at our top 10 picks.
The 5 best extended car warranties
- Endurance: Our top pick
- Autopom
- Carchex
- CarShield
- Omega Auto Care
Compare the best extended car warranty providers
Before deciding on an extended car warranty, understanding the benefits, average costs and limitations can help you make a decision that’s right for you.
We’ve reviewed and rated 41 providers using our rating methodology, ranking them based on scores in categories including market standing, coverage, cost, trustworthiness and customer experience. See the table below for the five providers we consider to be the best extended auto warranty companies today.
When rounded to the nearest tenth, Endurance, Autopom and Carchex each secured a rating of 4.5 out of 5 stars compared to an industry average of 4.1 out of 5 stars. But what helps Endurance rank No. 1 is the company’s market standing (4.6 out of 5 stars), coverage (4.9 out of 5 stars) and trustworthiness (4.9 out of 5 stars).
The chart below illustrates the 10 best extended warranty companies and how they score against the industry average.
How to choose an extended car warranty company
The right vehicle service contract for you should give you peace of mind that when you need coverage, it’s available. When we evaluate and rank the best extended car warranty companies, we review each provider's market standing, coverage, cost, trustworthiness and customer service.
Considering each of these factors can give you insight into which company best suits your needs based on what matters most to you.
Market standing
Some extended warranty providers operate disreputable companies — or downright scams. When shopping around for coverage for your car, evaluate each company's market standing to determine the company's reputation and legitimacy.
Look at factors that include when a company was formed or established, when and where its products are available and how many employees the company employs (using resources such as Glassdoor or LinkedIn).
You should also look for ratings from industry experts, awards and sponsorship partners to give you further insight into a company's standing.
Pay special attention to a plan's administrator, too. Some extended warranty companies operate as brokers, which means they sell policies on behalf of other companies that are responsible for claims management and customer service. If you're considering coverage from a broker, ensure it represents reputable administrators.
When evaluating the best extended car warranty companies, we assigned a total of 15 points to the market standing category. We looked at factors such as the date the company was founded, how many states its products are available in, the size of the company, its industry partners, who administers its plans, industry awards and the company's Better Business Bureau (BBB) rating.
Coverage options
Many providers offer a range of coverage options, from comprehensive bumper-to-bumper warranties to stated-component plans that limit coverage to certain systems or components, such as powertrain warranties.
The coverage offered by an extended car warranty company plays a big role in whether or not you buy a policy. What matters here are the available options — the more options a company provides, the more likely you are to find coverage that fits your specific needs and budget.
Pay attention to the type of policy, too. Exclusionary policies cover everything other than a list of excluded components, whereas stated-component, midlevel or powertrain plans only cover certain parts and systems.
"If it's inclusionary, then you say, okay, what's covered? And you should see a laundry list. Or if it's exclusionary, you say, okay, what's not covered? And the things you would expect to be not covered would be wearables, like brakes, wiper blades, tires, batteries," said Kathleen Long, chief revenue officer at RepairPal.
If it's inclusionary, then you say, okay, what's covered? And you should see a laundry list. Or if it's exclusionary, you say, okay, what's not covered? And the things you would expect to be not covered would be wearables, like brakes, wiper blades, tires, batteries.
Kathleen Long
Sometimes, the type of policy you need depends on the type, make or model of the vehicle you drive, too, Long said. Electric vehicles (EVs) have fewer components that can fail, so a stated-component policy — or an EV-specific plan — may be more cost-effective. This is also true for cars that are typically known to be reliable, such as the Honda Civic, Long said.
On the flip side, foreign or luxury cars, such as a BMW or Land Cruiser, may be more expensive to repair. If you own one of these vehicles, Long recommends looking into an exclusionary extended car warranty.
According to a December 2023 USA TODAY Homefront survey of 1,500 extended car warranty customers, 37% of respondents — 555 customers — reported filing a claim with their providers. The most common claims included the following:
Repair | Percentage of Respondents (Out of 555) | Respondents |
---|---|---|
Engine | 18.7% | 104 |
Air conditioning | 14.9% | 83 |
Fuel system | 13.0% | 72 |
Transmission | 11.0% | 61 |
Brakes | 10.6% | 59 |
Electrical | 9.4% | 52 |
Drivetrain | 7.0% | 39 |
Suspension | 4.5% | 25 |
Water pump | 4.3% | 24 |
Steering | 4.1% | 23 |
Other | 2.3% | 13 |
Though many companies provide the basics, some offer additional coverage, including maintenance benefits, roadside assistance, rental and trip interruption reimbursement and more.
These added perks may further help you cut down on out-of-pocket expenses, giving greater value to your extended warranty coverage.
According to our survey, 86% of respondents were satisfied or very satisfied with their coverage.
During our ranking process, we assigned a total score of 30 points to the coverage options category. Our evaluation was based on each company's number of coverage options, availability of exclusionary and powertrain plans, if maintenance coverage was offered, longest possible term length and mileage limit, and type and number of additional perks and benefits.
Cost
Extended warranty plans vary in cost depending on the specific coverage, provider and details of your vehicle. Coverage for older or high-mileage vehicles typically costs more than policies for new vehicles with fewer miles.
There may also be other costs on top of what you pay for a plan, too. Many policies require you to pay a deductible before covering warranty repairs, with some offering the option to select a $0 deductible in exchange for a higher-priced plan.
Most extended warranties may be paid for upfront, by wrapping the cost into your auto loan or on a monthly basis until the policy is paid for in full (which may be before your plan's term expires). Some providers also offer unlimited plans, which cover your car for as long as you continue to make monthly payments (similar to a subscription streaming service).
A total of 76% of our survey respondents reported being satisfied or very satisfied with the cost of their extended car warranties.
During our review process, we assigned a total of 15 points to cost, based on factors such as each company's average cost per year of coverage, cost per year of coverage for each type of warranty plan, deductible options and discounts.
Trustworthiness
You should evaluate an extended warranty company's trustworthiness in addition to its market standing. Look for quantifiable factors that support a provider's legitimacy, including transparency in its contracts and policy terms, the availability of a money-back guarantee and required waiting periods before warranty coverage begins.
Read through sample contracts to determine what's covered (and what isn't). These are inactive policy contracts that represent what an actual contract may look like, including the cost, deductible, what's covered and exclusions. Sample contracts also outline policy terms, such as additional benefits, how to transfer coverage and how to file a claim.
Pay attention to the length of the policy's waiting period, too. We find that a 30-day/1,000-mile waiting period is most common and reasonable.
A total of 84% of respondents to our survey reported being satisfied or very satisfied with their extended car warranties.
To determine the best extended car warranty companies based on our methodology, we assigned a total of 15 points to the trustworthiness category. Factors that contribute to each company's score include the availability of a money-back guarantee, if the company maintains a blog or resource library, a waiting period before coverage begins and the transferability of the company's policies.
Customer experience
The best extended car warranties provide good value at a reasonable price, with prompt and courteous customer service, claims management and communication. Before you purchase coverage, read customer reviews on resources such as BBB, Trustpilot and Google Reviews to get a sense of what you may expect from the company in terms of the customer experience.
Additionally, look for consumer alerts that may indicate ongoing concerns with the provider, such as a lackluster response rate to customer complaints or a pattern of unresolved claims. And though companies typically don't publish their claims approval rates, customer reviews may give you insight into the ease or difficulty of filing a claim and getting an approval for a warranty repair.
Of the 555 respondents who reported filing a claim with their extended warranty provider, 97% — or 536 customers — reported having their claims approved. The majority of those approved claims — 73% or 392 claims — were paid in full, with 26% of respondents claiming more than half of their claim was covered. Only 1% — or 6 respondents — reported that less than half of their claim was covered.
Most claims — 70% — were approved within 24 hours to three days. A total of 22% of claims were approved within one week, with the remainder of claims approvals approved within two weeks or longer.
Overall, 90% of respondents were satisfied or very satisfied with their provider's claim process. Only 3% were unsatisfied or very unsatisfied, with 7% maintaining a neutral opinion.
We assigned a total of 25 points to the customer experience category. To determine each company's score, we looked at the availability of a mobile app and online chat functionality, the company's BBB rating and number of BBB complaints in the last three years, its Trustpilot rating and how easy the quotes process was.
Types of extended car warranties
The best extended car warranty providers offer different coverage levels to suit a variety of budgets, needs and vehicles. The type of extended warranty you purchase determines what's covered and what isn't.
Exclusionary
Exclusionary warranties are bumper-to-bumper plans that provide comprehensive protection for your vehicle. These policies most closely resemble your car's factory warranty. An exclusionary policy covers everything except a specified list of exclusions. This means they cover most components and systems between your car's front and rear bumpers.
An exclusionary warranty is typically the most expensive and difficult plan to purchase, with even the best extended car warranty companies limiting vehicle eligibility to a certain age and mileage.
Midlevel
A midlevel extended warranty is a stated-component or inclusionary plan that covers a specific list of events, parts and systems. These policies aren't as comprehensive as exclusionary warranties, but still cover many of your car's most important components, including its engine, transmission, drive axles, electrical system, brakes and air conditioning systems.
Midlevel warranties typically have less strict eligibility requirements and longer terms than exclusionary policies.
Powertrain
Powertrain warranties cover only the parts and systems required for your car to move. Typically, these policies cover your car's engine, transmission, drive axles and transfer case, though specific coverage may vary depending on the aftermarket provider.
Some powertrain policies exclude coverage for your vehicle's engine. This type of coverage is called a drivetrain warranty and may improve your vehicle's eligibility and cost less than a more comprehensive plan.
How much do extended car warranties cost?
The cost of an extended car warranty depends on several factors, including the:
- Car’s make and model
- Coverage level
- Coverage term lengths
- Deductible
- Provider
According to our research, extended warranties cost an average of $2,845 in total, or $108 per month.
In general, the newer your car, the lower the cost of an extended car warranty. "It can be sometimes cheaper to cover your car before you need to," Long said, adding that coverage costs less the newer your car, even if you buy a policy while your factory warranty is still active.
"You may be paying for some overlapping coverage for a few months," Long said, "but at the end of the day, you're saving a lot of money on that policy because you didn't wait until it was out of factory [warranty] to buy it."
However, age and mileage aren't the only factors that play a role in determining the cost of coverage. As you shop around and compare quotes, you may choose a different level of coverage and make adjustments to a policy's term or deductible to make sure the plan fits your budget while still meeting your needs.
For example, an extended warranty with a $0 deductible and 4-year/100,000-mile term typically costs more than a plan with a $500 deductible and 3-year/75,000-mile term. Similarly, exclusionary plans cost more than midlevel and powertrain plans — which means comprehensive coverage is much more affordable the newer your car.
Remember that the lowest-cost plan isn’t always going to be the most affordable overall. "When you choose the lowest cost policy, then a lot of times you have a large deductible, so that can kind of be a surprise," Long said. "You didn't remember you signed up for the $500 deductible version, as opposed to the $100, but you are paying a lower monthly or overall cost for the policy because of that."
When you choose the lowest cost policy, then a lot of times you have a large deductible, so that can kind of be a surprise.
Kathleen Long
Below are quotes we collected from top extended warranty providers for various plan types based on different vehicle profiles. We didn’t include quote information for month-to-month plans with unlimited coverage because total costs vary widely depending on how long you keep coverage.
Plan Type | Provider | Vehicle | Coverage Terms | Total Cost |
---|---|---|---|---|
Exclusionary | Endurance | 2020 Ford Fusion with 55,000 miles | 2.5 years/40,000 miles | $3,099 |
Exclusionary | Endurance | 2020 Toyota RAV4 with 55,000 miles | 2.5 years/40,000 miles | $2,934 |
Exclusionary | Autopom | 2016 Toyota RAV4 with 105,000 miles | 4 years/unlimited miles | $2,702 |
Exclusionary | Olive | 2020 Ford Fusion with 55,000 miles | 3 years/185,000 miles | $4,675 |
Midlevel | Endurance | 2020 Ford Fusion with 55,000 miles | 2.5 years/40,000 miles | $3,033 |
Midlevel | Endurance | 2020 Toyota RAV4 with 55,000 miles | 2.5 years/40,000 miles | $2,899 |
Midlevel | Olive | 2020 Ford Fusion with 55,000 miles | 3 years/185,000 miles | $3,506 |
Powertrain | Endurance | 2020 Ford Fusion with 55,000 miles | 2.5 years/40,000 miles | $2,904 |
Powertrain | Endurance | 2020 Toyota RAV4 with 55,000 miles | 2.5 years/40,000 miles | $2,824 |
Powertrain | Olive | 2020 Ford Fusion with 55,000 miles | 3 years/185,000 miles | $3,272 |
Our December 2023 survey revealed that 41.8% of customers were satisfied with the cost of their extended warranty coverage. Another 33.9% of respondents were very satisfied with the cost of coverage. Only 23% of respondents were unsatisfied or very unsatisfied with their extended warranty cost.
The only way to really know what an extended warranty will cost you for your car is to get free quotes from multiple providers. Comparing costs is the best way to find the best coverage for a price you’re happy with.
How much do car repairs cost?
The cost of repairs depends on your vehicle's make, model, age, mileage and other factors, and typically increase over time. "The older your car is, the more regular maintenance starts to feel a lot like repair," Long said. At 60,000 miles, Long mentions that mechanics start to check your car's water pump, timing belt and other components, with repairs resembling more of a "midrange mechanical repair event" than other maintenance, such as changing a cabin air filter.
Common vehicle repair costs include the following, based on data from Kelley Blue Book and Cox Automotive:
A/C compressor
Brake calipers
Alternator
Engine cylinder head
Struts
Is an extended car warranty worth it?
Extended warranties aren't required — they're optional vehicle service contracts that keep your car protected after its factory warranty expires. In other words, you don't need an extended warranty, though you should at least consider purchasing a policy whenever you plan on keeping a vehicle for longer than the duration of its factory warranty.
Car owners spend an annual average of $548 per year on vehicle repairs, according to Kelley Blue Book and Cox Automotive. In contrast, extended warranties cost an average of $848 per year — a difference of $300.
However, the average total cost of an extended warranty is $2,845, with coverage terms that may last upwards of eight years (or more). In contrast, the cost of repairing or replacing your car's engine (which was the most common repair required by the 1,500 extended warranty owners we surveyed) could cost thousands of dollars — money that, without a factory or extended warranty, would need to be paid for out of pocket.
We recommend evaluating your vehicle's reliability and comparing its average annual repair costs to your budget and savings. If you're comfortable setting money aside or paying for significant repairs out of pocket, it may make sense not to purchase aftermarket coverage. On the flip side, an extended warranty is generally worth it if you plan on keeping your vehicle for long or prefer to avoid most out-of-pocket repair expenses.
Mary recently purchased a brand new 2024 Toyota Camry that she'll use as her daily driver and to commute to work. However, because the Toyota factory warranty is limited to 3 years/36,000 miles of coverage, Mary knows she'll exceed the car's original warranty coverage sooner than later.
To make sure she's protected on the road, Mary shops around for an extended warranty and settles on exclusionary coverage with a 2.5-year/40,000-mile term.
This means that when Mary's factory warranty expires, she'll continue to have peace of mind on the road until her extended warranty term expires — either 2.5 years or 40,000 miles after the policy goes into force.
Paul is the owner of a used 2020 Ford F-150 with 65,000 miles. He loves his truck, though he's had to pay for some repairs after the Ford warranty expired. Because Paul plans on keeping his F-150 for as long as possible, he knows repairs will only get more expensive as the truck ages and its mileage increases.
To help offset his out-of-pocket expenses, Paul shops around for extended warranty coverage. He knows that exclusionary coverage is either unavailable or unaffordable for his truck, so he settles on a midlevel plan that offers 3 years/185,000 miles of coverage.
Beth is a single mom on a budget. Beth relies on her 2016 Chevrolet Malibu to ferry around her three children to school and extracurriculars and get herself to and from work. With 105,000 miles on her car's odometer, Beth worries about how she'll pay for repairs as her car continues to age.
Knowing that it's easier to pay a small fee for coverage vs. a large and unexpected repair bill, Beth looks for an extended warranty and finds a powertrain plan for high-mileage vehicles that will cover her car for 2.5 years/40,000 miles.
What should you know about extended car warranties?
Finding the best extended car warranty is more complex than simply requesting a quote and signing a contract. Long said that consumers typically have one set of considerations in mind when buying a policy and another set of considerations when using the policy, and recommends you shop around for policies based on more than just price.
When looking for the right coverage for you, keep the following considerations in mind to find a plan that meets your budget, needs and preferences.
What’s covered by an extended warranty?
Extended warranties don’t cover every component or situation. When you shop around for an extended warranty, read through each provider’s sample contracts to learn what’s covered and what isn’t. “There isn't a policy in the world that covers every single thing that's going to go on with your car,” Long said.
Pay attention to how and when parts are covered, too. According to Long, “a lot of consumers don't distinguish between what's actually mechanical auto repair and collision.” If a covered part is damaged by an event that isn’t covered by your policy — such as an accident or damage from driving over a pothole — your extended warranty provider may not pay for repairs.
Powertrain policies are the most common type of extended warranty coverage, according to our December 2023 survey, with 42% of respondents reporting owning a powertrain plan. On the flip side, 34% of respondents purchased bumper-to-bumper coverage, with only 12% settling for midlevel coverage and 11% buying drivetrain coverage.
What isn't covered by an extended warranty?
No extended warranty covers every breakdown, failure, part or system. Though specific exclusions depend on your provider and the type of policy, common exclusions are the following:
- Acts of God or acts of nature, such as floods, fire and other weather events or natural disasters
- Abuse, misuse or neglect of your vehicle
- Collisions or car accidents
- Crime, theft or vandalism
- Environmental damage from rust or corrosion
- Improper or inconsistent maintenance of your vehicle, or a lack of maintenance altogether
- Normal wear and tear
- Preexisting issues
- Salvage or total-loss vehicles
- Vehicle alterations or vehicles used in ways other than their intended purpose (for example, offroading)
- Vehicles with altered, disconnected or inoperable odometers, though most providers specify coverage will remain intact if you have the odometer fixed immediately and provide documentation about the repair
Certain parts and systems are also excluded depending on the type of warranty you purchase. For example, exclusionary policies cover everything except a specific list of parts specified in the warranty information. On the flip side, powertrain warranties limit coverage to components and systems that make up your car's powertrain and exclude coverage for everything else.
Do you need an extended warranty for your car?
Though an extended warranty can give you peace of mind, you may not always need one. Because most of the coverage provided by an extended auto warranty kicks in when your factory warranty expires, it may not make sense to pay for an extended policy if you don’t plan on keeping your car for long after its manufacturer warranty expires.
Another consideration is the reliability of your vehicle and how likely it may need repairs. Consult resources, such as RepairPal or the J.D. Power 2024 U.S. Vehicle Dependability Study, to determine the frequency and severity of your type of car and use that information to determine if an extended warranty is worth it.
“If you have a BMW, chances are something's going to go wrong, and it's going to be expensive,” Long said. If you have a more reliable brand, such as a Toyota, it may not need repairs as frequently, which means you may be paying for coverage you don’t use.
What is an aftermarket vs. manufacturer extended car warranty?
You’ve got options when it comes to extended car warranty providers. Not only do you have a range of options from third-party providers, but manufacturers also offer extended warranty plans. There are pros and cons to each, so we encourage you to consider both options carefully and choose the one that fits your needs best.
Vehicle manufacturer extended warranties are great if you’re most concerned about genuine parts being used to repair your car. Repair facilities backed by authorized dealerships use original equipment manufacturer parts and employ factory-trained technicians to install them. Third-party providers may authorize repair shops to complete car repairs using aftermarket parts, though Long said that most aftermarket parts are high-quality and backed by their own warranties.
Third-party providers offer more affordable protection plans than a dealership, as dealerships often mark up plans before selling them. We’ve also found that manufacturers offer fewer options for you to choose from, with some only providing one comprehensive, exclusionary plan for purchase.
It’s worth noting that manufacturer-backed extended warranties can usually only be bought while your factory warranty is still valid. Third-party coverage, however, can be purchased at any time.
According to our December 2023 survey, 46% of extended warranty customers purchased coverage from a manufacturer or authorized dealer. Another 35% of customers purchased a plan from a third-party warranty provider.
Our extended car warranty reviews
Finding the best extended car warranty company may feel complex. Extended warranty providers offer different policies, terms and coverage levels, which means it's often difficult to compare quotes between different providers.
Our top-ranking extended warranty providers earned high scores based on our rating methodology. Requesting free quotes from any or all of these companies can help you start looking for a policy that meets your specific needs while giving you the peace of mind that you're protected on the road.
The 7 best extended car warranty companies for different options
Sometimes, the best extended car warranty for you may not align with our top five picks based on what, exactly, you're looking for. To help you find an extended warranty that fits your specific needs, we've put together the following list based on our research and review methodology.
The best extended warranty provider for coverage options
If you're unsure what type of policy to buy or simply want to compare a variety of coverage options, we recommend looking at quotes from Endurance and CarShield. Endurance offers a total of six coverage levels ranging from exclusionary to powertrain, including stated-components plans that cover maintenance or a plan meant specifically for high-mileage vehicles.
Similarly, CarShield offers a total of eight coverage options — the most of any company we've reviewed. In addition to exclusionary, midlevel and powertrain options, the company offers three specialty plans to give you coverage options for computer and electrical systems, motorcycle and ATV coverage, and coverage for EVs.
The best extended warranty provider for maintenance benefits
Maintenance and wear-and-tear coverage isn't typically included in an extended warranty plan. Though companies such as Endurance and EasyCare Warranty offer maintenance plans, only Omega Auto Care covers regular maintenance by default in each of its coverage options.
Through its maintenance program, Omega Auto Care provides one year of coverage or reimbursement for oil changes, brake pad and brake shoe replacements, batteries, cooling systems and lube, and safety inspections.
The best extended warranty provider for older vehicles
Omega Auto Care offers coverage for vehicles up to 16 years old, making it our No. 1 choice for older cars. In comparison, the average maximum term length offered by other providers we reviewed is about eight years.
This length of coverage is especially useful as Americans are increasingly keeping vehicles longer, with the average age of vehicles reaching 12.5 years.
The best extended warranty provider for electric vehicles
EV coverage is a specialty product due to the unique components that make up, power and propel electric vehicles. Of the extended auto warranty providers we've reviewed, CarShield stands out for its specialty EV extended warranty.
CarShield's EV warranty covers your car's electric drive unit, electrical system, battery back and other components.
The best extended warranty provider for high-mileage vehicles
The extended warranty provider with the longest term length option is CarShield, which offers plans that cover vehicles for up to 300,000 miles. This is in contrast to the average mileage limit of the companies we researched, which is about 175,000 miles.
In other words, a CarShield policy may be the best choice for you if you plan on keeping your car long or travel a lot and frequently put on mileage.
The best extended warranty provider for benefits
Endurance is our top pick for additional benefits based on its Endurance Elite Benefits package. Endurance Elite Benefits are available to new customers of any plan and includes 24/7 roadside assistance, key fob replacement, tire replacement and repair, and up to $500 in collision discounts or $1,000 if your vehicle is deemed a total loss.
In contrast, many other providers limit benefits to roadside assistance or tire repairs.
The best extended warranty provider for low-cost coverage
Autopom is our No. 1 pick for the cheapest extended warranty company. The average price of its plans across all plan types is $666 per year, compared to the average yearly cost of $848 for all of the providers we reviewed.
However, cost varies between providers based on your vehicle, available discounts, your choice of deductible and your down payment if required. Our Autopom quotes included an automatic $1,200 discount off the upfront cost of policies.
Final take: Endurance is our top pick for an extended car warranty
Endurance is our No. 1 pick because of its wide variety of coverage options, market standing and trustworthiness. However, Autopom outshines Endurance in the category of customer service. We found that Carchex offers the best plans for used vehicles, whereas CarShield is a solid contender for EV-specific coverage. Omega Auto Care offers the best long-term coverage with its generous 15-year policy term option.
The best extended car warranty providers offer peace of mind that when you're on the road, you're protected against unexpected vehicle breakdowns. But not all providers are the same, which is why we recommend shopping around for the best coverage based on your needs, preferences and budget.
Our rating methodology for auto warranty companies
At Homefront, we analyze, rate and rank top vehicle service contract providers to help you discover the right one for your needs. The best automotive service contract companies offer transparency, affordability and expansive coverage options, among other qualities.
We rate companies using our objective scoring methodology. We assess brands on factors that are important to consumers like you — including cost, coverage, market standing, trustworthiness and customer experience. After scoring companies on a 100-point scale, we simplify final scores into the 5-star ratings you see in our content.
BBB and other third-party ratings are accurate as of July 2024.
Editorial note: The name “Homefront” refers to the alliance between USA TODAY and Home Solutions that publishes review, comparison, and informational articles designed to help USA TODAY readers make smarter purchasing and investment decisions about their home. Under the alliance, Homefront provides and publishes research and articles about home service and home improvement topics.
Homefront has an affiliate disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Homefront editorial staff alone (see About Homefront). Homefront adheres to strict editorial integrity standards. The information is believed to be accurate as of the publish date, but always check the provider’s website for the most current information.
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